اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and grief, I seek refuge in You from weakness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overwhelmed by debt and subjugated by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijali.
When to Read
This dua is particularly powerful to recite during times of financial worry, when debts feel overwhelming, or when one is facing setbacks that threaten their livelihood. It's a comprehensive supplication that addresses the anxieties and external pressures that can accompany financial difficulties. Make it a regular practice when you feel the weight of financial strain.
How to Read
Recite this dua with sincerity and a firm belief in Allah's ability to relieve your distress. Raise your hands slightly in supplication as the Prophet Muhammad ﷺ taught us. Focus on the meaning of each phrase, understanding that you are entrusting your worries and seeking divine protection from specific hardships.
Virtues & Benefits
This powerful dua encapsulates seeking refuge from deep emotional distress (grief and anxiety), helplessness (weakness and laziness), and crippling financial/social pressures (cowardice, stinginess, overwhelming debt, and being overpowered by people). By reciting it, we acknowledge our limitations and actively turn to Allah for strength and support, trusting in His divine plan and His power to overcome any circumstance.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "O Allah, I seek refuge in You from distress and grief, I seek refuge in You from weakness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overwhelmed by debt and subjugated by men."