اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision against Your unlawful provision, and enrich me with Your grace, so that I shall not need need anyone other than You.
Allahumma akfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwak
When to Read
This dua is particularly powerful when facing financial hardship or the burden of debt. You can recite it after every obligatory prayer, or at any time you feel overwhelmed by your financial obligations and seek Allah's assistance to meet them through lawful means.
How to Read
Recite this dua with sincerity and conviction, understanding that true wealth and sufficiency come only from Allah. Raise your hands in supplication as you would for any other dua. Focus on the meaning of the words, acknowledging your reliance on Allah and asking Him to open doors of lawful sustenance and independence from needing to borrow or rely on others.
Virtues & Benefits
This dua encompasses a profound request for protection from unlawful earnings and an appeal for self-sufficiency through Allah's bounty. It's a comprehensive supplication that addresses the root of financial distress by asking for blessings in one's sustenance and freedom from dependence on others. The Prophet Muhammad ﷺ taught this dua to his companion Ali (may Allah be pleased with him) when he was in debt, indicating its specific efficacy for such situations. Ali (may Allah be pleased with him) later remarked that if he recited this dua, even with a debt equivalent to the entire earth, Allah would surely help him repay it.
Source & Authentication
The Prophet Muhammad ﷺ said to him (Ali): 'Say, O Allah, suffice me with Your lawful provision against Your unlawful provision and make me independent of everyone save You.' (This hadith is Hasan Ghareeb).