اللَّهُمَّ اِقْضِ عَنِّي دَيْنِي وَاَغْنِنِي بِفَضْلِك عَنْ غِنَى طَوَّافِك
O Allah, pay off my debt and enrich me by Your grace, so that I may not need to ask anyone.
Allahumma-qdhi 'anni dayni wa aghnini bifadlika 'an ghina tawwafik
When to Read
This dua can be recited at any time, but it's particularly beneficial to make it sincerely when facing financial worries or seeking a means for a significant life change like emigration. Before submitting your visa application, during the waiting period, and even if facing delays, turning to Allah with this sincere supplication can bring peace and clarity.
How to Read
Recite this dua with full conviction and a sincere heart. Imagine Allah (SWT) as the ultimate provider. Raising your hands in supplication is a recommended etiquette. Ensure you are in a state of purity (wudu) if possible, and face the Qiblah. Believe that Allah will grant you what is best, even if it's not exactly as you envisioned.
Virtues & Benefits
While this specific dua is primarily for the repayment of debt and self-sufficiency, its underlying principle applies to seeking lawful provision and ease from Allah (SWT). When we seek help for a lawful need like obtaining a visa to improve our circumstances or join family, we are essentially asking for Allah's provision and ease. The Prophet Muhammad ﷺ taught us this dua to seek refuge from debt and need, implying that seeking lawful means and relying on Allah for them is a path to His help and satisfaction. By sincerely asking Allah for success in obtaining the visa, we are placing our trust in Him (Tawakkul) and seeking His guidance and facilitation.
Source & Authentication
The Prophet Muhammad ﷺ used to seek refuge with Allah from debt, saying: 'Allahumma-qdhi 'anni dayni wa aghnini bifadlika 'an ghina tawwafik.' (O Allah, pay off my debt and enrich me by Your grace, so that I may not need to ask anyone.)