اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفَجْأَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from the downfall of Your blessings, the reversal of Your protection, the suddenness of Your punishment, and all that displeasures You. O Allah, I seek refuge in You from distress and sorrow, from incapacity and laziness, from cowardice and stinginess, and from the overwhelming of debt and the subjugation of men.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik. Allahumma inni a'udhu bika min al-hammi wal-hazan, wa a'udhu bika min al-'ajzi wal-kasal, wa a'udhu bika min al-jubni wal-buhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful dua is for moments when you feel overwhelmed, when doubts creep into your heart, or when life's circumstances seem too heavy to bear. It's a profound plea for divine protection against not just external hardships, but also internal struggles like worry, sadness, weakness, and fear. Recite it when you face challenging decisions, feel a loss of direction, or when anxiety begins to take hold.
How to Read
Approach this dua with sincerity and a humble heart. Raise your hands in supplication, as the Prophet ﷺ would do. Utter the words with clarity, contemplating the meaning of each phrase. Feel the weight of seeking refuge in Allah (SWT) from all that is negative, both evident and hidden. The Prophet ﷺ taught this dua to his companions, emphasizing its importance in navigating life's trials.
Virtues & Benefits
This comprehensive dua offers protection against a vast array of troubles. It shields you from the loss of blessings and well-being, and from Allah's displeasure. It's a shield against mental and emotional turmoil like worry and grief, and against personal shortcomings such as inability and lethargy. Furthermore, it guards against character flaws like cowardice and miserliness, and against the crushing burden of debt and the oppressive nature of difficult people. It embodies a holistic approach to seeking Allah's assistance in all facets of life.
Source & Authentication
It was narrated from Abu Hurairah that the Messenger of Allah ﷺ used to seek refuge (in Allah) in his prayer, saying: 'Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik. Allahumma inni a'udhu bika min al-hammi wal-hazan, wa a'udhu bika min al-'ajzi wal-kasal, wa a'udhu bika min al-jubni wal-buhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.' (Sahih Muslim 2706)