اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجَاءَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، وَأَعُوذُ بِكَ مِنْ فِقْرٍ لاَ يُنْسِي، وَأَعُوذُ بِكَ مِنْ ضُرٍّ يُؤْذِي، وَأَعُوذُ بِكَ مِنْ غِنًى يُطْغِي، وَأَعُوذُ بِكَ مِنْ فَقْرٍ يُخْزِي، وَأَعُوذُ بِكَ مِنْ هَمٍّ لاَ يَنْفَكُّ، وَأَعُوذُ بِكَ مِنْ غَمٍّ لاَ يَنْقَضِي، وَأَعُوذُ بِكَ أَنْ أَتَخَبَّطَ فِي الضَّلاَلَةِ، أَوْ أُكْرَهَ عَلَى الأَمْرِ الَّذِي لاَ أَجِدُ لَهُ سَوَاغاً، اللَّهُمَّ إِنِّي أَسْأَلُكَ الثَّبَاتَ فِي الأَمْرِ، وَالْعَزِيمَةَ عَلَى الرُّشْدِ، وَأَسْأَلُكَ شُكْرَ نِعْمَتِكَ، وَحُسْنَ عِبَادَتِكَ، وَأَسْأَلُكَ قَلْباً سَلِيمًا، وَلِسَاناً صَادِقًا، وَأَسْأَلُكَ مِنْ خَيْرِ مَا تَعْلَمُ، وَأَعُوذُ بِكَ مِنْ شَرِّ مَا تَعْلَمُ، وَأَسْتَغْفِرُكَ لِمَا تَعْلَمُ، إِنَّكَ أَنْتَ عَلَّامُ الْغُيُوبِ.
O Allah, I seek refuge in You from the cessation of Your blessings, the change of Your protection, the suddenness of Your wrath, and all of Your displeasure. And I seek refuge in You from poverty that makes one forget, and I seek refuge in You from harm that injures. And I seek refuge in You from wealth that makes one transgress, and I seek refuge in You from poverty that humiliates. And I seek refuge in You from worries that do not cease, and from sorrows that do not end. And I seek refuge in You from stumbling into misguidance, or being compelled into a matter for which I find no way out. O Allah, I ask You for steadfastness in the matter, and determination upon righteousness. And I ask You for gratitude for Your blessings and excellence in Your worship. And I ask You for a sound heart and a truthful tongue. And I ask You for the good of what You know, and I seek refuge in You from the evil of what You know. And I seek Your forgiveness for what You know, indeed You are the Knower of the unseen.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuji'ati niqmatik, wa jami'i sakhatik. Wa a'udhu bika min fiqrin la yunsi, wa a'udhu bika min durrin yu'dhi, wa a'udhu bika min ghina yutghi, wa a'udhu bika min faqr yukhzi. Wa a'udhu bika min hammin la yanfakk, wa a'udhu bika min ghammin la yanqudi. Wa a'udhu bika an atakhabbata fid-dalalah, aw ukraha 'alal-amri alladhi la ajidu lahu sawaghan. Allahumma inni as'alukal-thabata fil-amr, wal-'azeemata 'alar-rushd, wa as'aluka shukra ni'matik, wa husna 'ibadatik. Wa as'aluka qalban saleeman, wa lisaanan sadiqan. Wa as'aluka min khayri ma ta'lam, wa a'udhu bika min sharri ma ta'lam, wa astaghfiruka lima ta'lam, innaka anta 'allamul-ghuyub.
When to Read
This comprehensive dua is excellent to recite in the morning and evening, as part of your daily remembrance of Allah. It's particularly relevant when facing anxieties about financial security, or when seeking strength to remain upright regardless of one's worldly circumstances.
How to Read
Recite with sincerity and full conviction, visualizing the meaning of each phrase. Raise your hands as you would when making other duas, and face the Qiblah if possible. It's best recited after the obligatory prayers or during tahajjud, but can be read anytime you feel the need for Allah's protection.
Virtues & Benefits
This dua encompasses seeking refuge from various forms of hardship, both material and spiritual. It highlights the dangers of extreme poverty (that leads to forgetfulness or humiliation) and extreme wealth (that leads to transgression), demonstrating a balanced Islamic perspective. The Prophet ﷺ also taught us to seek protection from worries, sorrows, and misguidance, emphasizing the holistic nature of seeking Allah's safeguarding.
Source & Authentication
The Hadith recorded in Sunan Abi Dawud (1540) describes this comprehensive supplication taught by the Prophet Muhammad ﷺ. It is narrated by Abdullah ibn Mas'ud (may Allah be pleased with him) who said: "The Prophet ﷺ used to supplicate: 'O Allah, I seek refuge in You from the cessation of Your blessings, the change of Your protection, the suddenness of Your wrath, and all of Your displeasure. And I seek refuge in You from poverty that makes one forget, and I seek refuge in You from harm that injures. And I seek refuge in You from wealth that makes one transgress, and I seek refuge in You from poverty that humiliates. And I seek refuge in You from worries that do not cease, and from sorrows that do not end. And I seek refuge in You from stumbling into misguidance, or being compelled into a matter for which I find no way out. O Allah, I ask You for steadfastness in the matter, and determination upon righteousness. And I ask You for gratitude for Your blessings and excellence in Your worship. And I ask You for a sound heart and a truthful tongue. And I ask You for the good of what You know, and I seek refuge in You from the evil of what You know. And I seek Your forgiveness for what You know, indeed You are the Knower of the unseen.'" The narrator mentions that some scholars consider this hadith to be Hasan.