اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision against unlawful, and enrich me with Your bounty, so that I may not need anyone besides You.
Allahumma akfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwak.
When to Read
This dua is particularly potent when facing financial hardship or the burden of debt. Recite it consistently, especially after your obligatory prayers (Salah), or whenever you feel overwhelmed by your financial situation and the difficulty of repaying what you owe. It's a plea for Allah's help in meeting your obligations through lawful means.
How to Read
Recite this dua with sincere intention and conviction. Raise your hands in supplication as you normally would during dua. Focus on the meaning, truly asking Allah to provide for you through permissible avenues and to make you independent of need from anyone other than Him. Continue to exert your best effort in working towards repaying your debts while making this supplication.
Virtues & Benefits
This dua is a powerful request for Allah's assistance in navigating financial challenges. By asking to be sufficed with lawful provision, you are seeking protection from engaging in haram means to settle debts. The plea for enrichment through Allah's bounty is a way to attain contentment and independence, making the burden of debt feel lighter and fostering patience. It encourages reliance on Allah (Tawakkul) while simultaneously motivating you to take practical steps towards financial recovery, embodying the balance of effort and trust in Islam.
Source & Authentication
‘Amr bin Al-‘As (may Allah be pleased with him) reported: I said, “O Messenger of Allah, the affairs of Islam are overwhelming me. Teach me something I can hold onto.” He said: "O ‘Amr, hold onto the truth, be patient, and say: Allahumma akfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwak. (O Allah, suffice me with Your lawful provision against unlawful, and enrich me with Your bounty, so that I may not need anyone besides You)."