Dua & Sunnah

Dua for Protection from Debt in the Evening

Evening Adhkar
Sahih HadithSahih al-Bukhari 6306

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ، وَغَلَبَةِ الْعَدُوِّ، وَغَلَبَةِ الْجَهْدِ.

O Allah, I seek refuge in You from the overwhelming burden of debt, the overpowering of the enemy, and the overwhelming hardship.

Allahumma inni a'udhu bika min ghalabatid-dayni, wa ghalabatil-'adawiyyi, wa ghalabatil-jahdi.

When to Read

This dua is specifically recommended to be recited in the evening. It's part of the Prophet Muhammad's ﷺ nightly supplications, after Maghrib and before sleeping, as a way to protect oneself from afflictions that could arise during the night or the following day.

How to Read

Recite this dua with sincerity and firm conviction in Allah's power to protect you. It is best recited after the prescribed evening adhkar (remembrances of Allah), perhaps after reciting Ayat al-Kursi and the final three surahs of the Quran. Raise your hands as you would in any dua, and focus on the meaning as you utter the words.

Virtues & Benefits

This powerful dua is a direct supplication taught by the Prophet Muhammad ﷺ to seek Allah's protection from three significant worldly burdens: overwhelming debt, the dominance of enemies, and excessive hardship or exhaustion. By reciting this, we acknowledge our need for Allah's help in managing our affairs and safeguarding us from potential difficulties that can plague our lives.

Source & Authentication

Narrated by Anas: The Prophet (ﷺ) used to say, "Allahumma inni a'udhu bika min ghalabatid-dayni, wa ghalabatil-'adawiyyi, wa ghalabatil-jahdi." (O Allah, I seek refuge in You from the overwhelming burden of debt, the overpowering of the enemy, and the overwhelming hardship). Anas added, "We used to say: 'O Allah, we seek refuge in You from the heat of Hellfire and the punishment of the Grave.'"
Sahih HadithSahih al-Bukhari 6306
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