اللَّهُمَّ اغْفِرْ لَهُ وَارْحَمْهُ، وَعَافِهِ، وَاعْفُ عَنْهُ، وَأَكْرِمْ نُزُلَهُ، وَوَسِّعْ مُدْخَلَهُ، وَاغْسِلْهُ بِالْمَاءِ وَالثَّلْجِ وَالْبَرَدِ، وَنَقِّهِ مِنَ الْخَطَايَا كَمَا نَقَّيْتَ الثَّوْبَ الأَبْيَضَ مِنَ الدَّنَسِ، وَأَبْدِلْهُ دَارًا خَيْرًا مِنْ دَارِهِ، وَأَهْلًا خَيْرًا مِنْ أَهْلِهِ، وَزَوْجًا خَيْرًا مِنْ زَوْجِهِ، وَأَدْخِلْهُ الْجَنَّةَ، وَأَعِذْهُ مِنْ عَذَابِ الْقَبْرِ، وَمِنْ عَذَابِ النَّارِ.
O Allah, forgive him and have mercy upon him, and grant him well-being, and pardon him. Make his reception honorable, and his grave spacious. Wash him with water, snow, and hail. Purify him from sins as white linen is purified from dirt. Give him a home better than his former home, and a family better than his former family, and a spouse better than his former spouse. Admit him to Paradise, and protect him from the punishment of the grave and from the punishment of the Fire.
Allahumma-ghfir li-hu wa-rham-hu, wa 'afi-hi, wa-'fu 'an-hu, wa akrim nuzula-hu, wa wassi' mudkhala-hu, wa-ghsil-hu bil-ma'i wath-thalji wal-baradi, wa naqqi-hi minal-khataaya kama naqqaita-thawba-l-abyada minad-danasi, wa abdil-hu daaran khairan min daari-hi, wa ahlan khairan min ahli-hi, wa zawjan khairan min zawji-hi, wa adkhil-hul-jannata, wa a'idh-hu min 'adhabil-qabri, wa min 'adhabin-naar.
When to Read
This comprehensive supplication can be made for any deceased Muslim. It is particularly poignant when remembering someone who passed away while in debt, as the prayer encompasses seeking forgiveness and relief from all burdens, both spiritual and worldly, which would include the burden of debt.
How to Read
Recite this dua with sincere intention and a humble heart, visualizing Allah's mercy enveloping the deceased. While there's no specific time or place mandated, making it during or after prayers, or upon remembering the departed, is beneficial. Ensure you are in a state of purity if possible, though not strictly required for making dua for others.
Virtues & Benefits
This dua is a profound supplication for the deceased, seeking Allah's complete mercy and forgiveness. The Prophet Muhammad ﷺ taught us this powerful prayer to aid our departed brothers and sisters. By asking for forgiveness and relief from punishment, we are actively helping them in their journey in the hereafter. The specific mention of being washed with water, snow, and hail, and being purified like white linen, signifies a complete cleansing of sins. Asking for a better home, family, and spouse points towards the eternal rewards in Paradise. Making dua for the deceased is a sign of compassion and fulfils a communal obligation within the Ummah.
Source & Authentication
Aishah (may Allah be pleased with her) reported that when a person died, and he had been indebted, Allah's Messenger (ﷺ) used to say: "O Allah, forgive him and have mercy upon him, and grant him well-being, and pardon him. Make his reception honorable, and his grave spacious. Wash him with water, snow, and hail. Purify him from sins as white linen is purified from dirt. Give him a home better than his former home, and a family better than his former family, and a spouse better than his former spouse. Admit him to Paradise, and protect him from the punishment of the grave and from the punishment of the Fire." (Sahih Muslim 963)