اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and grief, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the domination of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This comprehensive dua is highly relevant for anyone in business, particularly when facing uncertainty, making significant financial decisions, or feeling overwhelmed by potential risks. Recite it consistently in the morning and evening as part of your daily remembrance of Allah (dhikr). It's also powerful to say before important meetings, contract signings, or when contemplating investments.
How to Read
Recite this dua with sincerity and conviction, understanding the meaning of each phrase. Raise your hands in supplication, as is the Sunnah, and turn your heart towards Allah, acknowledging that all control and provision ultimately come from Him. Believe in His power to protect you from all forms of hardship, including financial ruin.
Virtues & Benefits
This dua, taught by the Prophet Muhammad ﷺ himself, offers profound protection. By seeking refuge in Allah from 'grief' and 'helplessness', you're asking Him to ease the mental and emotional burden of business challenges. Seeking refuge from 'laziness' helps maintain the drive and effort needed for success. The specific mention of seeking refuge from 'burden of debt' and 'domination of men' directly addresses financial and relational pressures that can cripple a business. It's a holistic prayer for well-being and stability.
Source & Authentication
The Prophet Muhammad (peace be upon him) used to say: اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal. (O Allah, I seek refuge in You from distress and grief, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the domination of men.) Sahih al-Bukhari 4403. This narration is from the Book of Call to Prayer (Kitab Al-Da'awat).