اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجْأَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْقَبْرِ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْغِنَى، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْفَقْرِ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدَّجَّالِ، اللَّهُمَّ اغْسِلْ قَلْبِي بِالْمَاءِ وَالثَّلْجِ وَالْبَرَدِ، وَنَقِّنِي مِنْ الْخَطَايَا كَمَا يُنَقَّى الثَّوْبُ الأَبْيَضُ مِنْ الدَّنَسِ، وَأَبْعِدْ بَيْنِي وَبَيْنَ خَطَايَاىَ كَمَا بَاعَدْتَ بَيْنَ الْمَشْرِقِ وَالْمَغْرِبِ.
O Allah, I seek refuge in You from the disappearance of Your blessings, the reversal of Your good health, the suddenness of Your punishment, and all that You are displeased with. And I seek refuge in You from the trial of the grave, and I seek refuge in You from the trial of wealth, and I seek refuge in You from the trial of poverty, and I seek refuge in You from the trial of the Dajjal. O Allah, cleanse my heart with water, snow, and hail. Purify me from sins as a white garment is purified from dirt. And keep me far from my sins just as You have kept the East and West far apart.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik, wa a'udhu bika min fitnatil-qabr, wa a'udhu bika min fitnatil-ghina, wa a'udhu bika min fitnatil-faqr, wa a'udhu bika min fitnatid-dajjal. Allahumma ighsil qalbi bil-ma'i wath-thalji wal-barad, wa naqqini minal-khataaya kama yunaqqa ath-thawbul- abyadu minad-danas, wa ab'id bayni wa bayna khataayaaya kama baa'adta baynal-mashriqi wal-maghrib.
When to Read
This powerful dua is perfect to recite when you feel the stirrings of greed or excessive attachment to wealth in your business dealings. Recite it in the morning and evening, after your obligatory prayers, or whenever you feel your heart inclining towards worldly gains at the expense of your faith and well-being.
How to Read
Recite this dua with sincerity and a present heart. Understand the meaning of each phrase and feel the weight of seeking Allah's protection. Raise your hands in supplication as is the etiquette, and ensure you are in a state of purity if possible. Consistency is key; making it a habit reinforces the protection you seek.
Virtues & Benefits
This comprehensive dua shields you from the decline of blessings and the hardship that comes from excessive worldly focus. It specifically asks for protection from the 'trial of wealth' (fitnatul-ghina), which is a significant danger in business. By seeking purification and distance from sins, it helps maintain a balanced perspective, ensuring your business serves Allah's pleasure rather than becoming an idol.
Source & Authentication
It was narrated from Abu Hurairah that the Messenger of Allah (ﷺ) used to say: 'O Allah, I seek refuge in You from the cessation of Your favour, and the change of Your protection, and the suddenness of Your vengeance, and all that You are angry with. O Allah, I seek refuge in You from the trial of the grave, and I seek refuge in You from the trial of the Richness, and I seek refuge in You from the trial of the Poor, and I seek refuge in You from the trial of the Dajjal. O Allah, wash my heart with water and hail and cold water. O Allah, cleanse me from my sins as a white garment is cleansed from dirt. And keep me far away from my sins as You have kept the East and West far away.'