Dua & Sunnah

Dua for Guidance Towards Halal Sustenance and Protection from Debt

Business & Work
Hasan HadithJami' at-Tirmidhi 3563

اللَّهُمَّ اكْفِنِي بِحَلالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ

O Allah, suffice me with what You have made lawful, instead of what You have made unlawful, and enrich me with Your grace, so that I may not need anyone besides You.

Allahummakfini bihalalika 'an haramika, wa aghnini bifadlika 'amman siwak.

When to Read

This is a powerful dua for anyone seeking to earn a living through halal means and to be protected from the burden of debt and dependence on others. Recite it regularly, especially after your obligatory prayers (Salat), and at the beginning of any new venture or when facing financial challenges. It's a plea for divine provision and contentment, ensuring your wealth is earned through permissible avenues.

How to Read

Make this dua with sincerity and conviction, raising your hands as you would during supplication. Believe that Allah (SWT) has the power to grant your request. Focus on the meaning of the words: acknowledging the lawful and unlawful as defined by Allah, and seeking His sufficiency above all else. Make it a consistent part of your daily supplications to foster a mindset of reliance on the Creator for sustenance.

Virtues & Benefits

This dua directly addresses the core concerns of earning a livelihood. By asking Allah to suffice us with the halal, we are seeking protection from illicit gains and the sins associated with them. Asking to be enriched by His bounty means seeking contentment and independence, preventing us from falling into need of creation, which can lead to compromising our principles. This prayer fosters gratitude and reliance on Allah's perfect plan for our provision.

Source & Authentication

The narration states: 'Ali (may Allah be pleased with him) narrated that a man who had a contract of writing came to the Prophet Muhammad ﷺ and said: 'O Messenger of Allah, I am unable to pay for my contract of writing, so help me.' He ﷺ said: 'Shall I not teach you a few words that the Messenger of Allah taught you, and if you have the equivalent of a mountain of debt, Allah would pay it off for you?' He said: 'Yes.' He ﷺ said: 'Say: Allahummakfini bihalalika 'an haramika, wa aghnini bifadlika 'amman siwak.' (O Allah, suffice me with what You have made lawful, instead of what You have made unlawful, and enrich me with Your grace, so that I may not need anyone besides You.)' — Sunan At-Tirmidhi 3563. The hadith hasan garib. Some scholars classify this narration as Hasan.
Hasan HadithJami' at-Tirmidhi 3563
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