اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overpowering of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful supplication is best recited immediately upon waking, especially if you find yourself burdened by past regrets or anxieties about missed opportunities. It sets a positive intention for the day by seeking Allah's protection from internal struggles and external pressures that could hinder your progress and spiritual growth.
How to Read
Recite this dua with sincerity and conviction after waking. Recognize that 'worry and grief' can stem from past actions or inaction, 'incapacity and laziness' can prevent you from seizing future chances, and 'cowardice and stinginess' can hold you back from doing good. Understanding these elements deepens the seeking of refuge. Visualize yourself being protected from these states as you utter the words.
Virtues & Benefits
By seeking refuge in Allah from these specific afflictions, we proactively arm ourselves against the very things that can lead to neglecting opportunities. Worry and grief can paralyze us, laziness prevents us from acting, and fear or miserliness can make us hesitate. This dua helps clear the mind and spirit, preparing us to face the day with renewed resolve and a focus on what is beneficial. It's an acknowledgement that true strength and freedom from such burdens come only from Allah.
Source & Authentication
Narrated Abu Huraira: The Prophet (ﷺ) used to invoke: 'Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.' (Sahih al-Bukhari 6369).