إِنَّا لِلَّٰهِ وَإِنَّا إِلَيْهِ رَاجِعُونَ، اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Verily we belong to Allah, and to Him we shall return. O Allah, suffice me with what You have allowed of that which You have forbidden, and enrich me by Your grace, so that I may not need to ask anyone other than You.
Innā lillāhi wa innā ilayhi rāji'ūn. Allāhumma ikfinī bi-ḥalālika 'an ḥarāmika wa aghninī bi-faḍlika 'amman siwāk.
When to Read
This dua is recited when a Muslim faces any kind of affliction, loss, or setback. This could be the death of a loved one, financial hardship, illness, or any other trial that tests one's patience and faith. The initial part, 'Innā lillāhi wa innā ilayhi rāji'ūn,' is a profound declaration of submission to Allah's decree, acknowledging that everything comes from Him and will return to Him. The second part is a supplication for Allah to provide enough lawful means to avoid unlawful ones and to grant self-sufficiency through His bounty.
How to Read
Recite this dua with a sincere heart, focusing on the meaning of the words. The first part, 'Innā lillāhi wa innā ilayhi rāji'ūn,' should be uttered immediately upon realizing the loss or setback. The second part, 'Allāhumma ikfinī bi-ḥalālika 'an ḥarāmika wa aghninī bi-faḍlika 'amman siwāk,' can be recited afterwards as a direct supplication for relief and provision. It is recommended to raise one's hands in supplication after reciting it, as is the general etiquette of dua.
Virtues & Benefits
This dua encapsulates two crucial aspects of dealing with loss: acknowledging Allah's sovereignty and seeking His provision. By reciting 'Innā lillāhi wa innā ilayhi rāji'ūn,' a believer finds solace in knowing that their life and everything they possess are ultimately a trust from Allah, and His decree is just. This acceptance brings immense peace and patience. The supplication 'Allāhumma ikfinī...' is a powerful request for spiritual and material well-being. It asks Allah to provide enough lawful sustenance that one does not feel the need to resort to forbidden means out of desperation, and to grant a level of contentment and independence that removes reliance on creation. This dual approach helps a person navigate hardship with both faith and practical well-being.
Source & Authentication
It was narrated from Umm Salamah (may Allah be pleased with her) that she heard the Messenger of Allah (ﷺ) say: 'When a person is afflicted with an affliction and says: 'Innā lillāhi wa innā ilayhi rāji'ūn, Allāhumma 'indaka aḥtasibu mu'ṣībatī fa'jurnī fīhā wa 'awwidnī khayran minhā' (Verily we belong to Allah, and to Him we shall return. O Allah, I seek reward with You for this affliction, so reward me for it and give me better than it), Allah will grant him reward and give him better than what he lost.' Umm Salamah said: 'When Abu Salamah died, I said it just as the Messenger of Allah (ﷺ) had commanded me, and Allah gave me better than him (as a husband), meaning Mu'awiyah. It was narrated from him (Abu Salamah) with this chain of narration, and it is: 'When a person is afflicted with an affliction and says: 'Innā lillāhi wa innā ilayhi rāji'ūn, Allāhumma 'indaka aḥtasibu mu'ṣībatī fa'jurnī fīhā wa 'awwidnī khayran minhā' (Verily we belong to Allah, and to Him we shall return. O Allah, I seek reward with You for this affliction, so reward me for it and give me better than it), Allah will grant him reward and give him better than what he lost.' (Sahih Muslim 918). The version used in this entry, 'Allāhumma ikfinī bi-ḥalālika 'an ḥarāmika wa aghninī bi-faḍlika 'amman siwāk,' is also narrated from the Prophet (ﷺ) in other contexts, emphasizing the reliance on Allah for provision during times of need. See for example, Tirmidhi 3563, where the Prophet (ﷺ) taught this to Ali (may Allah be pleased with him) for financial distress.