Dua & Sunnah

Dua for Repaying Debts Through Allah's Grace

Rizq & Provision
Hasan HadithSunan At-Tirmidhi 3563

اللَّهُمَّ اكْفِنِي بِحَلالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ

O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your grace, so that I may not need anyone other than You.

Allahumma-kfini bi halalika 'an haramika, wa aghnini bifadlika 'amman siwak

When to Read

This is a profound supplication that can be recited at any time, especially when feeling overwhelmed by debt or financial hardship. It's particularly beneficial to make it part of your daily routine after your obligatory prayers, or whenever you make voluntary supplications.

How to Read

Recite this dua with sincerity and conviction, believing in Allah's power to relieve your burdens. It's recommended to raise your hands as you would during supplication. Focus on the meaning, visualizing Allah's mercy and provision. Repeat it consistently, seeking Allah's help to find lawful means to repay your debts and become independent of need.

Virtues & Benefits

This dua encapsulates a beautiful request for both financial security and spiritual contentment. By asking Allah to suffice us with His lawful provision, we are seeking protection from unlawful means that could lead to greater trouble. The second part, asking for enrichment through His grace, highlights the importance of relying solely on Allah, fostering a sense of Tawakkul (reliance on Allah) and contentment with His decree. This dua is a powerful tool against the anxieties of debt and poverty, seeking a holistic solution that encompasses both worldly well-being and closeness to the Creator.

Source & Authentication

The narrator, Ali (may Allah be pleased with him), said: The Messenger of Allah (peace be upon him) taught me these words and told me to recite them at the end of the prayer when supplicating: 'Allahumma-kfini bi halalika 'an haramika, wa aghnini bifadlika 'amman siwak.' (O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your grace, so that I may not need anyone other than You.)
Hasan HadithSunan At-Tirmidhi 3563
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