اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجَاءَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْقَبْرِ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْغِنَى، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْفَقْرِ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدَّجَّالِ، اللَّهُمَّ اغْسِلْ قَلْبِي بِالْمَاءِ وَالثَّلْجِ وَالْبَرَدِ، وَنَقِّ قَلْبِي مِنَ الْخَطَايَا كَمَا نَقَّيْتَ الثَّوْبَ الأَبْيَضَ مِنَ الدَّنَسِ، وَبَاعِدْ بَيْنِي وَبَيْنَ خَطَايَا كَمَا بَاعَدْتَ بَيْنَ الْمَشْرِقِ وَالْمَغْرِبِ
O Allah, I seek refuge in You from the disappearance of Your blessings, the turning of Your well-being, the suddenness of Your punishment, and all that You are displeased with. And I seek refuge in You from the trial of the grave, and I seek refuge in You from the trial of wealth, and I seek refuge in You from the trial of poverty, and I seek refuge in You from the trial of the Dajjal. O Allah, cleanse my heart with water, snow, and hail. Purify my heart from sins just as You purified the white garment from filth. And keep me far from my sins just as You kept far the East and the West.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuj'ati niqmatik, wa jami'i sakhatik. Wa a'udhu bika min fitnatil-qabr, wa a'udhu bika min fitnatil-ghina, wa a'udhu bika min fitnatil-faqr, wa a'udhu bika min fitnatid-Dajjal. Allahumma ighsil qalbiy bil-ma'i wath-thalji wal-baradi, wa naqqi qalbiy minal-khataya kama naqqayta-th-thawbal-abyada minad-danasi, wa ba'id bayni wa bayna khataya kama ba'adta baynal-mashriqi wal-maghrib.
When to Read
This comprehensive dua is powerful for general protection and specifically for safeguarding one's livelihood from unjust means or oppressive forces. It's particularly beneficial to recite this in the morning and evening, as it encapsulates seeking refuge from various forms of trials and tribulations, including those that could impact one's provision.
How to Read
Recite this dua with sincere intention and heartfelt conviction. It's best to raise your hands slightly while supplicating, as was the practice of the Prophet Muhammad ﷺ. Focus on the meaning of each phrase, understanding that you are seeking direct protection and assistance from Allah (SWT). Ensure you are in a state of purity if possible.
Virtues & Benefits
This dua is a treasure trove of protection. By seeking refuge in Allah from the 'disappearance of Your blessings' and the 'turning of Your well-being,' we are safeguarding our current provisions and asking Allah to maintain His favor upon us. The mention of seeking refuge from 'the trial of wealth' and 'the trial of poverty' is crucial for righteous earnings and spending. It helps protect our rizq from becoming a source of fitnah (trial) that leads us astray, whether through extravagance or desperation. Furthermore, the plea for a cleansed heart from sins is fundamental, as our deeds directly affect our livelihood. A pure heart is more likely to attract Allah's blessings and protection from any form of oppression, whether it's from people or circumstances.
Source & Authentication
Narrated by Abdullah bin Mas'ud (may Allah be pleased with him): The Prophet Muhammad ﷺ used to supplicate: 'Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuj'ati niqmatik, wa jami'i sakhatik. Wa a'udhu bika min fitnatil-qabr, wa a'udhu bika min fitnatil-ghina, wa a'udhu bika min fitnatil-faqr, wa a'udhu bika min fitnatid-Dajjal. Allahumma ighsil qalbiy bil-ma'i wath-thalji wal-baradi, wa naqqi qalbiy minal-khataya kama naqqayta-th-thawbal-abyada minad-danasi, wa ba'id bayni wa bayna khataya kama ba'adta baynal-mashriqi wal-maghrib.' (O Allah, I seek refuge in You from the disappearance of Your blessings, the turning of Your well-being, the suddenness of Your punishment, and all that You are displeased with. And I seek refuge in You from the trial of the grave, and I seek refuge in You from the trial of wealth, and I seek refuge in You from the trial of poverty, and I seek refuge in You from the trial of the Dajjal. O Allah, cleanse my heart with water, snow, and hail. Purify my heart from sins just as You purified the white garment from filth. And keep me far from my sins just as You kept far the East and the West.) — Sahih Muslim 3013