اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجَاءَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَدْمِ، وَأَعُوذُ بِكَ مِنْ التَّرَدِّي، وَأَعُوذُ بِكَ مِنْ الْغَرَقِ، وَالْحَرَقِ، وَالْهَرَمِ، وَأَعُوذُ بِكَ أَنْ يَتَخَبَّطَنِي الشَّيْطَانُ عِنْدَ الْمَوْتِ، وَأَعُوذُ بِكَ أَنْ أَمُوتَ فِي سَبِيلِكَ مُدْبِرًا، وَأَعُوذُ بِكَ أَنْ أَمُوتَ لَدِيغًا. (And also when waking up:) بِسْمِ اللَّهِ، أَعُوذُ بِوَجْهِ اللَّهِ الْعَظِيمِ، وَبِكَلِمَاتِ اللَّهِ التَّامَّاتِ الَّتِي لَا يُجَاوِزُهُنَّ بِرٌّ وَلَا فَاجِرٌ، مِنْ شَرِّ السَّمَاوَاتِ وَمَا فِيهِنَّ، وَمِنْ شَرِّ الْأَرْضِ وَمَا فِيهَا، وَمِنْ شَرِّ هَذِهِ الرِّيحِ السَّوْدَاءِ، وَمِنْ شَرِّ كُلِّ دَابَّةٍ أَنْتَ آخِذٌ بِنَاصِيَتِهَا، وَمِنْ شَرِّ مَا يَأْتِي بِاللَّيْلِ وَالنَّهَارِ، إِلَّا طَارِقًا يَطْرُقُ بِخَيْرٍ، يَا رَحْمَنُ.
O Allah, I seek refuge in You from the cessation of Your blessings, the reversal of Your well-being, the suddenness of Your punishment, and all that angers You. O Allah, I seek refuge in You from demolition, and I seek refuge in You from falling (from a high place), and I seek refuge in You from drowning, burning, and decrepitude (extreme old age). And I seek refuge in You from being struck by Satan at the time of death. And I seek refuge in You from dying in Your cause while retreating, and I seek refuge in You from dying from a venomous sting. (And also when waking up:) In the name of Allah, I seek refuge in the Great Face of Allah, and in the perfect words of Allah which no righteous person or wicked person surpasses, from the evil of the heavens and what is in them, and from the evil of the earth and what is on it, and from the evil of this black wind, and from the evil of every creature whose forelock You are holding. And from the evil of what comes by night and day, except for a night visitor who comes with good, O Most Merciful.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuji'ati niqmatik, wa jami'i sakhatik. Allahumma inni a'udhu bika min al-hadm, wa a'udhu bika min at-taraddi, wa a'udhu bika min al-gharaq, wal-haraq, wal-haram. Wa a'udhu bika an yatakhabbatani ash-shaytanu 'inda al-mawt. Wa a'udhu bika an amuta fi sabilika mudbiran, wa a'udhu bika an amuta ladighan. (And also when waking up:) Bismillah, a'udhu biwajhillahil-'adhim, wa bikamatillahit-tammati-llati la yujawizuhunna birrun wa la fajirun, min sharris-samawati wa ma fihinna, wa min sharril-ardi wa ma fiha, wa min sharri hadhihir-rihis-sawda', wa min sharri kulli dabbatin anta akhidun binasiyatiha, wa min sharri ma ya'ti bil-layli wan-nahar, illa tariqan yatruqu bikhairin, ya Rahmanu.
When to Read
This comprehensive dua is meant to be recited during times of seeking general protection. The first part is excellent to recite when you feel vulnerable or are making significant financial decisions, asking Allah to safeguard your blessings. The second part, specifically starting with 'Bismillah...', is part of the Prophet's ﷺ supplication upon waking and also upon entering a new day or embarking on journeys, making it suitable for morning recitation to protect yourself, your family, and your property throughout the day from all forms of harm, including theft and loss.
How to Read
With sincerity and conviction, face the Qiblah if possible, and have a clear intention of seeking Allah's protection. Raise your hands as you make the dua, especially the first part, as this is a common Sunnah. The second part can be recited as part of your morning remembrance (Adhkar al-Sabah). Ensure you understand the meaning of the words you are uttering, connecting your heart to Allah.
Virtues & Benefits
Reciting this dua regularly invokes Allah's protection over your life, your health, your blessings, and your worldly possessions. It shields you from sudden calamities, financial ruin, and loss. By seeking refuge in Allah's perfect words and His Mighty Face, you are placing your trust in Him to ward off all forms of evil, including the machinations of Shaytan that could lead to loss or misfortune. It also promotes a sense of peace and security, knowing that Allah is your ultimate guardian.
Source & Authentication
Umm Salamah (may Allah be pleased with her) narrated: Whenever the Prophet (ﷺ) would say his salaam at the end of the prayer, he would say: > Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuji'ati niqmatik, wa jami'i sakhatik. > (O Allah, I seek refuge in You from the cessation of Your blessings, the reversal of Your well-being, the suddenness of Your punishment, and all that angers You.) Sahih Muslim 2710. And it was narrated from Ibn 'Abbas (may Allah be pleased with them both) that the Prophet (ﷺ) said: > When one of you goes to sleep, let him say: > Bismillah, a'udhu biwajhillahil-'adhim, wa bikamatillahit-tammati-llati la yujawizuhunna birrun wa la fajirun, min sharris-samawati wa ma fihinna, wa min sharril-ardi wa ma fiha, wa min sharri hadhihir-rihis-sawda', wa min sharri kulli dabbatin anta akhidun binasiyatiha, wa min sharri ma ya'ti bil-layli wan-nahar, illa tariqan yatruqu bikhairin, ya Rahmanu. > (In the name of Allah, I seek refuge in the Great Face of Allah, and in the perfect words of Allah which no righteous person or wicked person surpasses, from the evil of the heavens and what is in them, and from the evil of the earth and what is on it, and from the evil of this black wind, and from the evil of every creature whose forelock You are holding. And from the evil of what comes by night and day, except for a night visitor who comes with good, O Most Merciful.) > > For if he says this, then he will be protected until morning, and Satan will not come near him. Sahih Muslim 2708.