اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَدْمِ، وَأَعُوذُ بِكَ مِنَ التَّرَدِّي، وَأَعُوذُ بِكَ مِنَ الْغَرَقِ، وَالْحَرَقِ، وَأَعُوذُ بِكَ أَنْ يَتَخَبَّطَنِي الشَّيْطَانُ عِنْدَ الْمَوْتِ، وَأَعُوذُ بِكَ أَنْ أَمُوتَ فِي سَبِيلِكَ مُدْبِرًا، وَأَعُوذُ بِكَ أَنْ أَمُوتَ لَدِيغًا.
O Allah, I seek refuge in You from being crushed to death, I seek refuge in You from being fallen from a high place, I seek refuge in You from drowning, and from burning. I seek refuge in You from being tormented by Satan at the time of death. I seek refuge in You from dying in Your cause while turning my back. I seek refuge in You from dying from a venomous bite.
Allahumma inni a'udhu bika minal-hadmi, wa a'udhu bika minat-taraddi, wa a'udhu bika minal-gharqi, wal-haraqi, wa a'udhu bika an yatakhabbatani-shaytanu 'indal-mawt, wa a'udhu bika an amuta fi sabilika mudbiran, wa a'udhu bika an amuta ladighan.
When to Read
This is a comprehensive dua seeking refuge from various forms of destruction, including those that can lead to sudden loss of life and resources. Recite this dua in the morning and evening, as the Prophet Muhammad ﷺ taught us to seek Allah's protection from various evils at these times. While it doesn't explicitly mention financial calamity, the principles of seeking refuge from sudden destruction and loss are directly applicable. Financial ruin is a form of destruction, and this comprehensive protection dua is highly relevant.
How to Read
Recite this dua with sincere intention and heartfelt conviction. Ensure you understand the meaning of each phrase you are uttering. The Prophet ﷺ emphasized sincerity in our supplications. Raise your hands when making dua, as is customary, and seek Allah's refuge in the morning and evening, or at any time you feel a need for His protection.
Virtues & Benefits
This dua encompasses seeking refuge from many severe calamities. By reciting it, we are actively invoking Allah's protection against sudden and catastrophic events. While the hadith focuses on physical destruction and death, the underlying principle is seeking Allah's shield against any sudden, overwhelming loss. Financial calamity can be just as devastating, and this dua serves as a powerful means to seek Allah's safeguarding against such unforeseen hardships. It also teaches us to be proactive in seeking protection and relying on Allah.
Source & Authentication
Narrated by Abdullah bin Umar (may Allah be pleased with him): The Messenger of Allah (peace be upon him) used to teach them to seek refuge with Allah in these words: 'Allahumma inni a'udhu bika minal-hadmi, wa a'udhu bika minat-taraddi, wa a'udhu bika minal-gharqi, wal-haraqi, wa a'udhu bika an yatakhabbatani-shaytanu 'indal-mawt, wa a'udhu bika an amuta fi sabilika mudbiran, wa a'udhu bika an amuta ladighan.' (O Allah, I seek refuge in You from being crushed to death, I seek refuge in You from being fallen from a high place, I seek refuge in You from drowning, and from burning. I seek refuge in You from being tormented by Satan at the time of death. I seek refuge in You from dying in Your cause while turning my back. I seek refuge in You from dying from a venomous bite.) Sahih al-Bukhari 6344.