اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَدْمِ، وَأَعُوذُ بِكَ مِنَ التَّرَدِّي، وَأَعُوذُ بِكَ مِنَ الْغَرَقِ، وَالْحَرَقِ، وَالْهَرَمِ، وَأَعُوذُ بِكَ أَنْ يَتَخَبَّطَنِي الشَّيْطَانُ عِنْدَ الْمَوْتِ، وَأَعُوذُ بِكَ أَنْ أَمُوتَ فِي سَبِيلِكَ مُدْبِرًا، وَأَعُوذُ بِكَ أَنْ أَمُوتَ لَدِيغًا.
O Allah, I seek refuge in You from being crushed to death, I seek refuge in You from falling from a height, I seek refuge in You from drowning, from burning, from extreme old age, and I seek refuge in You from being tormented by Satan at the time of death, and I seek refuge in You from dying in Your cause fleeing from the battlefield, and I seek refuge in You from dying from a venomous bite.
Allahumma inni a'udhu bika minal-hadmi, wa a'udhu bika minat-taraddi, wa a'udhu bika minal-gharaqi, wal-haraqi, wal-harami, wa a'udhu bika an yatakhabbaṭani ash-shayṭanu 'indal-mawt, wa a'udhu bika an amuta fi sabilika mudbiran, wa a'udhu bika an amuta ladighan.
When to Read
This is a comprehensive supplication that covers various forms of destruction and hardship, including those that can lead to sudden financial ruin. It's beneficial to recite this dua regularly, especially in the morning and evening (after Fajr and 'Asr prayers), as it encompasses seeking protection from calamities that can affect one's life, livelihood, and well-being. Making it a habit can invoke Allah's protection against unforeseen disasters.
How to Read
Recite this dua with sincerity and conviction, understanding the gravity of seeking Allah's refuge. It is best recited after the obligatory prayers or during times of reflection, such as after the morning and evening remembrance (Adhkar). Focus on the meaning of each phrase, truly desiring Allah's protection from these ills.
Virtues & Benefits
While this dua doesn't explicitly mention financial calamity, seeking refuge in Allah from forms of destruction like being crushed, falling, drowning, or burning implies protection from events that could lead to severe loss, including financial ruin. The Prophet Muhammad ﷺ taught us to seek refuge from all forms of destruction and sudden, unexpected dangers, and financial calamity is certainly one of them. By seeking refuge in Allah from these physical destructions, we are also safeguarding the means by which we earn our livelihood and the stability it provides.
Source & Authentication
Narrated Abdullah ibn Umar: The Messenger of Allah (ﷺ) commanded us to seek refuge in Allah from the treachery of the enemy and from the evil fate. He also commanded us to seek refuge in Allah from the evil of the Day of Judgment. He said: 'O Allah, I seek refuge in You from the destruction. I seek refuge in You from falling down. I seek refuge in You from drowning. I seek refuge in You from burning. I seek refuge in You from being overthrown by the devil at death. I seek refuge in You from dying in your path fleeing from the battlefield. I seek refuge in You from dying from a venomous bite.'