اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْفَقْرِ، وَأَعُوذُ بِكَ مِنَ الْقِلَّةِ وَالذِّلَّةِ، وَأَعُوذُ بِكَ مِنْ أَنْ أَظْلِمَ أَوْ أُظْلَمَ، أَوْ أَبْغِيَ أَوْ يُبْغَى عَلَيَّ، أَوْ أَعْتَدِيَ أَوْ يُعْتَدَى عَلَيَّ، أَوْ أَسْأَلَ غَيْرَكَ. اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ جَهْدِ الْبَلاَءِ، وَدَرَكِ الشَّقَاءِ، وَسُوءِ الْقَضَاءِ، وَشَمَاتَةِ الأَعْدَاءِ.
O Allah, I seek refuge in You from poverty, and I seek refuge in You from scarcity and humiliation. I seek refuge in You from wronging others or being wronged, from transgressing or being transgressed against, and from asking of others besides You. O Allah, I seek refuge in You from the severity of tribulation, from the attainment of misery, from the evil of decree, and from the rejoicing of enemies.
Allahumma inni a'udhu bika minal-faqr, wa a'udhu bika minal-qillati wadh-dhillah, wa a'udhu bika an azlima aw uzlama, aw abghiya aw yubgha 'alayya, aw a'tadiya aw yu'tada 'alayya, aw as'ala ghayrak. Allahumma inni a'udhu bika min jahdil-bala'i, wa darakish-shaqa'i, wa su'il-qada'i, wa shamatatil-a'da'i.
When to Read
This is a comprehensive supplication that touches upon many aspects of seeking Allah's protection, including protection from the harms that can stem from a lack of wealth, or excessive attachment to it. It's particularly relevant when you feel your heart inclining too much towards worldly possessions, or when facing financial hardship that could lead to wrongdoing. Reciting it regularly, especially after the obligatory prayers, can help fortify your heart against the allure of materialism and the anxieties that often accompany it. It's a shield against the negative consequences of both poverty and the potential misuses of wealth.
How to Read
Make this dua with sincere intention and a humbled heart. Raise your hands as you would during supplication, facing the Qiblah if possible. Utter the words with clarity and conviction, reflecting on each phrase and its meaning. It's recommended to repeat it three times, as the Prophet Muhammad ﷺ often did with his supplications. Believe that Allah, the Almighty, hears your plea and has the power to protect you.
Virtues & Benefits
This dua offers profound protection. By seeking refuge from poverty and scarcity, we are seeking Allah's provision and contentment, which guards against desperation that can lead to greed or unethical means. Seeking refuge from humiliation ensures dignity and honor in this life and the next. The plea against wronging or being wronged, transgressing or being transgressed against, and asking of others, directly addresses issues that arise from materialism – the desire to gain more at others' expense, or the shame and dependence associated with begging. Ultimately, this supplication shields us from the pains of this world and the misfortunes that can befall those who are excessively attached to it or suffer from its lack.
Source & Authentication
Narrated Abu Huraira: The Prophet (ﷺ) used to seek refuge (from the evil of) poverty, the evil of the great number of enemies, the evil of the day of distress, the evil of the severe calamity, the evil of the terrible sickness, the evil of the worst evil, the evil of the long period of ignorance, the evil of the tribulation of the Dajjal, the evil of the punishment of the grave, the evil of the punishment of the Fire, and the evil of the evil of afflictions and tribulation. He also used to seek refuge from asking others (for help) and from the disgrace of the Day of Resurrection. He said: 'O Allah! I ask You for guidance, piety, chastity and richness (sufficiency).' And he used to say: 'O Allah! I seek refuge in You from poverty, from the great number of enemies, from the day of distress, from the evil of the severe calamity, from the evil of the terrible sickness, from the evil of the worst evil, from the evil of the long period of ignorance, from the evil of the tribulation of the Dajjal, from the evil of the punishment of the grave, from the evil of the punishment of the Fire, and from the evil of the evil of afflictions and tribulation. I seek refuge in You from asking others (for help) and from the disgrace of the Day of Resurrection. I seek refuge in You from the afflictions of the Dajjal, and from the punishment of the grave, and from the punishment of the Hell-fire, and from the evil of the evil of the worldly life, and from the evil of the evil of the Hereafter.' He also used to seek refuge from the burden of debt and from being overcome by men (i.e. overcome by enemies). And he used to say: 'O Allah! My Lord, I ask You for a good end in all affairs and to save me from the disgrace of this world and from the punishment of the Hereafter.'