اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overwhelming of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful dua is excellent to recite first thing in the morning, after Fajr prayer, or whenever you feel the weight of the day's responsibilities and potential stressors beginning to settle in. It's a proactive step to shield yourself spiritually before the day's challenges unfold.
How to Read
Recite this dua with sincerity and focus, truly feeling the need for Allah's protection. Raise your hands slightly if possible, as is customary when seeking refuge with Allah. Understand the meaning of each phrase you utter, internalizing your reliance on the Almighty.
Virtues & Benefits
This supplication directly addresses key sources of stress and anxiety that can weigh heavily on us, especially at the start of the day. By seeking refuge in Allah from distress, sorrow, weakness, laziness, fear, and the burden of debt and oppression, you are actively asking for His divine intervention to grant you peace, strength, motivation, courage, and freedom from these burdens. It cultivates a mindset of trust in Allah (Tawakkul) and equips you spiritually to face the day with resilience.
Source & Authentication
Anas (may Allah be pleased with him) reported: The Prophet (peace be upon him) used to say, "Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal." (Sahih al-Bukhari 6369)