اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and from being overcome by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabad-dayni wa qahri ar-rijali.
When to Read
This powerful dua is part of the Morning Adhkar, recommended to be recited immediately after Fajr prayer, before the day's activities fully commence. It sets a tone of reliance on Allah and seeking His protection from the very start of the day, addressing potential internal struggles and external pressures that could lead to doubt and uncertainty.
How to Read
Recite this dua with sincere conviction, feeling the weight of each phrase and the earnestness of seeking Allah's protection. Make direct eye contact with the direction of the Qiblah if possible, or turn your heart towards Allah with full attention. Understand that 'distress' (hamm) and 'sorrow' (hazn) can manifest as anxieties and worries about the future, while 'incapacity' (ajz) and 'laziness' (kasal) can paralyze our efforts, leading to feelings of doubt about our abilities. 'Cowardice' (jubn) and 'stinginess' (buhl) hinder our growth and generosity, and 'burden of debt' (ghalabad-dayn) and 'being overcome by men' (qahri ar-rijal) represent overwhelming external pressures. Acknowledging these points of vulnerability in your dua strengthens its impact.
Virtues & Benefits
By reciting this dua, you are actively seeking Allah's shield against the inner turmoil of worry and sadness that can erode faith and lead to doubt. You are also asking for protection from traits like laziness and weakness that prevent you from fulfilling your responsibilities and striving in Allah's cause. Furthermore, you are seeking refuge from debilitating financial burdens and the oppressive control of others, all of which can sow seeds of uncertainty and despair. This practice cultivates a mindset of resilience, reminding you that true strength and peace come from Allah alone, fostering a greater sense of certainty and trust in His plan.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, 'O Allah, I seek refuge in You from worry and grief, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and miserliness, and I seek refuge in You from the overwhelming of debt and the subjugation of men.' (Sahih al-Bukhari 6369)