اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overwhelming of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijali
When to Read
This powerful supplication is an essential part of our morning routine. Reciting it right after Fajr prayer, or anytime in the morning, especially when you anticipate a challenging day or are already facing difficulties, can be incredibly grounding. It's about starting your day by entrusting your concerns to Allah and seeking His protection from the internal and external struggles that can weigh us down.
How to Read
Recite this dua with sincerity and conviction. Focus on the meaning of each phrase as you utter it. Visualize Allah (SWT) hearing your plea and accepting your supplication. It's recommended to say it with a clear heart, acknowledging your dependence on Him and seeking His strength to face whatever lies ahead. Aim to recite it attentively, perhaps raising your hands slightly as you begin, following the Sunnah of seeking refuge.
Virtues & Benefits
This dua is a treasure trove for anyone navigating life's inevitable tests. By seeking refuge from 'distress and sorrow,' we ask Allah to shield our hearts from overwhelming sadness and anxiety. Protection from 'helplessness and laziness' is a plea for the strength and motivation to act, to not be paralyzed by circumstances. Asking to be saved from 'cowardice and stinginess' fortifies our character, enabling us to be brave in the face of fear and generous with what Allah has given us. Finally, seeking refuge from 'overwhelming debt and the subjugation of men' protects us from crippling financial burdens and oppressive circumstances or people. It's a comprehensive shield against many of life's major stressors, setting a positive and empowered tone for the day.
Source & Authentication
Narrated Abu Huraira: The Prophet (ﷺ) used to say, 'O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from overwhelming debt and subjugation by men.' (Sahih al-Bukhari 4423)