اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief. I seek refuge in You from weakness and laziness. I seek refuge in You from cowardice and stinginess. I seek refuge in You from being overwhelmed by debt and overcome by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This dua is typically recited in the morning, as part of the supplications (adhkar) the Prophet Muhammad ﷺ would say upon waking and starting his day. It's a proactive way to seek Allah's protection from afflictions and negative states of being before they take root.
How to Read
Recite this dua with sincerity and a clear intention of seeking Allah's protection. Utter the words with conviction, reflecting on the meanings of each phrase. It's best recited after Fajr prayer or upon waking in the morning, with hands raised slightly in supplication.
Virtues & Benefits
This comprehensive dua encompasses seeking refuge from several key afflictions that can hinder one's spiritual and worldly progress. By asking for protection from worry and grief, we seek inner peace. Protection from weakness and laziness ensures we have the energy and motivation to worship Allah and fulfill our responsibilities. Seeking refuge from cowardice and stinginess promotes courage and generosity. Finally, asking to be protected from overwhelming debt and the oppression of others safeguards our financial and social well-being. Reciting this diligently can ward off many potential hardships and foster a state of contentment and resilience throughout the day.
Source & Authentication
Narrated Abu Hurairah: The Prophet (ﷺ) used to invoke (Allah) saying: 'O Allah, I seek refuge in You from worry and grief, from helplessness and laziness, from cowardice and miserliness, and from being overpowered by debt and by the people.' (Sahih al-Bukhari 5901)