اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from anxiety and sorrow, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the subduing of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
When to Read
Recite this dua during moments of loneliness, isolation, or when feeling overwhelmed by difficulties. It's particularly potent when feeling a sense of helplessness or when external pressures contribute to your solitude. Make it a regular habit, especially after your obligatory prayers, to seek Allah's protection and strength.
How to Read
With sincerity and full conviction in Allah's power to alleviate your struggles. Raise your hands as you would in supplication and focus on the meaning of each phrase. Imagine Allah hearing your plea and responding to it. It is recommended to say this four times, as the Prophet Muhammad ﷺ would often seek refuge in Allah from these things.
Virtues & Benefits
This comprehensive dua shields you from internal struggles like anxiety and sadness, which can be amplified during solitary periods. It also protects against external incapacitating factors like laziness and lack of drive. Seeking refuge from cowardice and stinginess helps you face challenges with courage and generosity, while protection from debt and being overcome by others ensures your dignity and independence are maintained. Ultimately, it equips you spiritually and mentally to navigate difficult times, finding strength and purpose even when alone.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "O Allah, I seek refuge in You from worry and grief, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and miserliness, and I seek refuge in You from the crushing of debt and being overpowered by men."