اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
O Allah, I seek refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and being overpowered by men.
Allahumma inni a'udhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijal.
When to Read
The Prophet ﷺ frequently recited this comprehensive dua, making it highly recommended for daily recitation, especially in the mornings and evenings. It's particularly potent when you feel worried, anxious, overwhelmed by challenges, or when facing financial burdens or difficult people.
How to Read
Recite this dua with sincerity and full presence of heart, understanding the depth of what you are asking Allah to protect you from. Reflect on each aspect – anxiety, weakness, debt, being overpowered – and consciously turn to Allah for strength and ease. It is a supplication of seeking refuge, so utter it with conviction in Allah's protective power.
Virtues & Benefits
Reciting this dua brings immense peace of mind by entrusting all your fears and weaknesses to Allah. It serves as a spiritual shield against various forms of distress: emotional (worry, grief), physical/mental (weakness, laziness), moral (cowardice, miserliness), and external pressures (debt, oppression). The Prophet's ﷺ consistent recitation underscores its profound importance in seeking comprehensive protection and fostering true reliance (tawakkul) on Allah in all aspects of life.
Source & Authentication
Narrated Anas bin Malik: The Prophet (ﷺ) used to say, "O Allah, I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, and from being heavily in debt and being overcome by men."