اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ، وَغَلَبَةِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from the burden of debt and from being overpowered by men.
Allahumma inni a'udhu bika minal hammi wal hazan, wal 'ajzi wal kasal, wal bukhli wal jubn, wa dala'id-dayni wa ghalabatir-rijal.
When to Read
This is a comprehensive plea for protection, excellent for daily recitation, particularly in the morning and evening, or anytime you feel the weight of life's burdens. Think of those moments when you're overwhelmed by **worry (hamm)** about the future, or **sadness (hazan)** about the past. When you feel a sense of **incapacity ('ajz)** to face challenges, or a profound fear of being **overpowered by circumstances or people (ghalabatir-rijal)**. It's a powerful shield against the feeling of isolation and helplessness that often accompanies hardship. The Prophet ﷺ taught it, indicating its importance for constant spiritual well-being.
How to Read
Recite this dua with a present heart, truly understanding each phrase you utter. When you say, "Allahumma inni a'udhu bika...", consciously bring to mind the specific states you are seeking refuge from: the nagging worries, the lingering sadness, the feeling of inability to act, the temptation of laziness, the grip of fear or stinginess, and the profound discomfort of being overwhelmed by life's pressures or people. This isn't just words; it's a sincere surrender and an active plea for Allah's protection and strength. Reflect on the 'why' behind each part – why are you asking for refuge from 'ajz (incapacity)? Perhaps because you feel overwhelmed by a task. Why from 'ghalabatir-rijal'? Because you fear being alone against a strong opposition.
Virtues & Benefits
This profound dua offers holistic protection against some of the most challenging psychological and spiritual ailments we face. By seeking refuge from *hamm* (worry) and *hazan* (grief), we ask Allah to grant us peace of mind regarding our past and future. Protection from *'ajz* (incapacity) and *kasal* (laziness) empowers us to be productive and overcome internal barriers. Guarding against *bukhl* (miserliness) and *jubn* (cowardice) strengthens our character. And crucially, seeking refuge from the burden of debt (*dala'id-dayn*) and **being overpowered by men (*ghalabatir-rijal*)** provides a unique shield against the feeling of isolation and vulnerability during hardship. The Prophet ﷺ himself regularly made this dua, demonstrating its immense value in maintaining spiritual and emotional resilience. It anchors our hearts to Allah, affirming that with His help, no burden is too heavy, and no challenge is faced alone.
Source & Authentication
Narrated Anas bin Malik: The Prophet ﷺ used to say, "O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, and from being heavily in debt and from being overcome by men."