بِسْمِ اللَّهِ الَّذِي لَا يَضُرُّ مَعَ اسْمِهِ شَيْءٌ فِي الْأَرْضِ وَلَا فِي السَّمَاءِ وَهُوَ السَّمِيعُ الْعَلِيمُ
In the name of Allah, with whose name nothing in the earth or the heaven can harm, and He is the All-Hearing, the All-Knowing.
Bismillahil-ladhi la yadurru ma'asmihi shay'un fil-ardi wa la fis-sama'i, wa Huwas-Samee'ul-'Aleem
When to Read
This powerful supplication is recommended to be recited three times in the morning and three times in the evening. It's especially vital when you feel vulnerable to the evil eye, which can sometimes manifest as a setback in one's livelihood or financial situation. When facing unexpected financial difficulties, or when observing signs that your blessings might be a target for envy, reciting this dua can bring immense peace and divine safeguard.
How to Read
Recite this dua with sincere conviction, visualizing Allah's protection enveloping you and your wealth. Understand that 'harm' here extends to all forms of detriment, including financial loss or instability caused by envy or ill will. Focus on the meanings of the words: acknowledging Allah's name as the ultimate shield, and recognizing His absolute hearing and knowledge of all things.
Virtues & Benefits
This hadith highlights the immense protective power that comes from invoking Allah's name. The Prophet Muhammad ﷺ taught this dua as a means of warding off all forms of harm, including those stemming from envy (hasad) and the evil eye ('ayn), which can unfortunately affect one's sustenance. By reciting it diligently, we place our trust in Allah, seeking His divine intervention to protect our blessings, including our financial well-being, from any malevolent influence. This reliance on Allah is a cornerstone of our faith, bringing tranquility during challenging times.
Source & Authentication
Narrated by Abu Darda (may Allah be pleased with him): The Prophet (peace be upon him) said, "He who says: 'Bismillahil-ladhi la yadurru ma'asmihi shay'un fil-ardi wa la fis-sama'i, wa Huwas-Samee'ul-'Aleem' (In the name of Allah, with whose name nothing in the earth or the heaven can harm, and He is the All-Hearing, the All-Knowing) three times every morning, will not be afflicted by any sudden calamity until the evening, and he who says it three times in the evening will not be afflicted by a calamity until the morning." (Sunan Abi Dawud 3868)