اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the overpowering of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahri ar-rijali
When to Read
This powerful dua is specifically for moments when you feel overwhelmed by a combination of difficulties – perhaps you're facing a prolonged period of sadness, feeling stuck and unable to act, struggling with fear or a lack of generosity, and simultaneously burdened by financial worries or being unfairly treated by others. It's a comprehensive plea for relief when multiple troubles seem to converge.
How to Read
Recite this dua with sincerity and a deep sense of reliance on Allah. Raise your hands in supplication, as is the sunnah when making dua. Focus on the meaning of each phrase, truly internalizing your need for Allah's protection and assistance. It's best recited after the obligatory prayers, or at any time you feel the weight of these hardships pressing down on you. Ensure you are in a state of purity if possible, though sincerity is paramount.
Virtues & Benefits
This dua is a profound expression of seeking Allah's protection from a wide spectrum of internal and external struggles that can plague a person. By seeking refuge in Allah from distress (hamm) and sorrow (hazan), we acknowledge that true peace of mind comes only from Him. Asking for protection from incapacity ('ajz) and laziness (kasa) highlights the importance of striving while acknowledging our limitations and the need for divine empowerment. Seeking refuge from cowardice (jubn) and stinginess (buhl) encourages us to be brave and generous, virtues that Allah loves. Finally, the plea against the burden of debt (ghalabatid-dayn) and the overpowering of men (qahr ar-rijal) addresses two significant worldly anxieties, demonstrating the Prophet's ﷺ concern for the practical well-being of his Ummah. Reciting this dua can bring immense psychological relief, strengthen our resolve, and remind us that no hardship is too great for Allah's mercy and power.
Source & Authentication
Narrated Abu Huraira: The Prophet ﷺ used to say: 'Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahri ar-rijali.' (Sahih al-Bukhari 6369)