اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overcome by debt and overpowered by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful dua is specifically taught by our beloved Prophet Muhammad ﷺ for moments when life feels overwhelming. When multiple difficulties seem to descend upon you – perhaps a combination of worry about the future (distress), sadness over past events (sorrow), feeling unable to act or achieve (incapacity), a lack of motivation (laziness), fear that paralyzes you (cowardice), or a reluctance to spend for good causes (stinginess), coupled with the crushing weight of debt or the oppressive power of others – this is the time to turn to this supplication.
How to Read
Recite this dua with sincere conviction, raising your hands as the Prophet ﷺ would do for certain supplications. Focus on each phrase, truly feeling the need for Allah's protection against these specific afflictions. Utter it with a humble heart, recognizing that true strength and relief come only from your Creator. It is recommended to say it in the morning and evening, as this is a general practice for seeking Allah's protection throughout the day and night.
Virtues & Benefits
This dua encompasses seeking refuge from eight significant evils that can plague a person's life, both internally and externally. By reciting it, you are actively asking Allah to shield you from mental and emotional anguish, practical limitations and lethargy, character flaws, and oppressive circumstances. It's a comprehensive spiritual shield, taught by the Messenger of Allah ﷺ himself, indicating its immense value in navigating life's trials. The Prophet's ﷺ reliance on this specific wording highlights its profound wisdom in addressing the root causes of suffering and seeking divine intervention against them.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from the affliction of debt and from being overcome by men." (Sahih al-Bukhari 4423)