اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from distress and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overcome by debt and being dominated by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This dua is incredibly powerful for anyone facing financial difficulties, such as losing a job or struggling to find income. It's meant to be recited during times of significant worry and when you feel overwhelmed by circumstances. Make it a habit during your daily prayers, especially after the obligatory ones, or at any moment you feel the weight of your financial stress.
How to Read
Recite this dua with sincere intention and a humble heart. Face the Qiblah if possible, raise your hands in supplication as the Prophet Muhammad ﷺ taught us, and truly feel the meaning of seeking Allah's protection. Repeat it multiple times for emphasis. Believe that Allah is the ultimate provider and will ease your burden.
Virtues & Benefits
This specific dua, taught by the Prophet Muhammad ﷺ, addresses key anxieties associated with hardship: distress, helplessness, fear, and financial burdens (debt and the pressure from others). By seeking refuge in Allah from these specific trials, we acknowledge His ultimate power and our dependence on Him. It's not just about asking for money, but asking for protection from the negative psychological and social impacts of financial struggle. This seeking of refuge is a spiritual act that can bring immense peace and open doors to solutions we might not have seen otherwise.
Source & Authentication
The Prophet Muhammad (peace be upon him) used to say: اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ. 'Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.' (Translation: O Allah, I seek refuge in You from distress and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from being overcome by debt and being dominated by men.) This dua was a constant supplication of the Prophet (peace be upon him) when he was worried.