اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief. I seek refuge in You from helplessness and laziness. I seek refuge in You from cowardice and stinginess. I seek refuge in You from being overcome by debt and from the overpowering of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijali.
When to Read
This powerful supplication is specifically for when you feel overwhelmed by life's challenges. Whether it's the crushing weight of worry and sadness, the frustrating sense of being unable to act, or the fear and reluctance that can hold you back, reciting this dua is a direct way to seek Allah's assistance. It's particularly relevant when facing financial burdens or feeling pressured by others, as debt and the subjugation of people are explicitly mentioned.
How to Read
Recite this dua with sincere intention and a humble heart, raising your hands as the Prophet Muhammad ﷺ taught us. Focus on the meaning of each phrase as you utter it, truly internalizing your reliance on Allah. It's recommended to say it regularly, especially when you feel the onset of any of these afflictions, or as part of your daily supplications after Salah.
Virtues & Benefits
This dua is comprehensive, seeking refuge from a range of debilitating internal and external states. By asking Allah to protect us from worry and grief, we acknowledge that true peace of mind comes only from Him. Seeking refuge from helplessness and laziness empowers us to take action with Allah's help. Protection from cowardice and stinginess fosters a courageous and generous spirit. Finally, asking for relief from overwhelming debt and the oppression of others highlights the importance of financial well-being and freedom from undue influence, all of which are blessings from Allah.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say: 'Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijali.' (Sahih al-Bukhari 6369)