اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and from being overcome by men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful dua is perfect for moments when you feel overwhelmed by thoughts, worries, or the pressures of life. Recite it when you find yourself slipping into overthinking, feeling anxious, or burdened by responsibilities. It's especially beneficial when facing mental fatigue or a general sense of unease.
How to Read
Make this dua with sincerity and conviction. Utter the words with a heartfelt plea to Allah. It's best recited in a state of mindfulness, perhaps after your obligatory prayers (salat) or during times of personal supplication. Imagine Allah's mercy enveloping you as you seek His protection from these afflictions.
Virtues & Benefits
This dua directly addresses significant sources of mental and emotional distress. By seeking refuge in Allah from 'worry and grief' (al-hamm wal-hazan), we ask Him to alleviate the mental anguish that leads to overthinking and strain. Seeking protection from 'incapacity and laziness' ('al-'ajzi wal-kasal) helps us regain the motivation and ability to tackle challenges, reducing the mental burden. The mention of 'cowardice and stinginess' (al-jubni wal-bukhl) highlights how internal character flaws can contribute to anxiety, and asking for protection from them aids in developing inner strength and generosity, which can ease the mind. Finally, seeking refuge from 'the burden of debt and being overcome by men' (ghalabatid-dayni wa qahrir-rijal) covers external pressures that weigh heavily on the soul, preventing peace and clarity.
Source & Authentication
Narrated Abu Huraira: The Prophet (ﷺ) used to invoke Allah saying: "O Allah, I seek refuge in You from worry and grief, from incapacity and laziness, from cowardice and stinginess, and from being overcome by debt and overcome by men." (Sahih al-Bukhari 5903)