اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from worry and grief, I seek refuge in You from helplessness and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overwhelming of debt and the subduing of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijali
When to Read
This profound dua is incredibly versatile. When you feel the weight of overwhelming tasks, the pressure of deadlines, or the exhaustion that comes from relentless effort, this is the perfect supplication. It's for those moments when 'labor' feels less like productive work and more like a burden, and 'hardship' isn't just a challenge but a heavy load. Recite it when you feel mentally drained, physically tired, or emotionally burdened by your responsibilities.
How to Read
The Prophet Muhammad ﷺ taught us this comprehensive dua. It's best recited with sincerity and a humble heart, ideally after your obligatory prayers (fardh salah) or anytime you feel the mentioned afflictions creeping in. Raise your hands in supplication as you would for other duas, and focus on the meaning of each phrase, truly seeking Allah's protection from these specific difficulties. Repeat it consistently, especially when facing prolonged periods of hardship.
Virtues & Benefits
This dua offers comprehensive protection against the mental, emotional, and practical burdens that can make life feel overwhelming. By seeking refuge in Allah from worry and grief, we protect our peace of mind. Protection from helplessness and laziness means we can find the energy and motivation to overcome challenges. Seeking refuge from cowardice and stinginess helps us face our fears and be generous with our resources. Finally, asking Allah's protection from overwhelming debt and the subduing of men addresses significant sources of worldly hardship and oppression, allowing us to live with dignity and ease.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "O Allah, I seek refuge in You from worry and grief, helplessness and laziness, cowardice and miserliness, the overpowering of debt and being overcome by men." (Sahih al-Bukhari 6369)