اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overwhelming of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This powerful supplication is best recited when you feel overwhelmed by life's burdens, whether it's excessive work, financial stress, a general sense of worry, or the pressure of responsibilities. It's a comprehensive plea for protection against various forms of hardship, making it suitable for any time you feel the weight of life pressing down.
How to Read
Recite this dua with sincerity and a humble heart. Raise your hands as you would during supplication. Focus on the meaning of each phrase, truly seeking Allah's protection. It can be recited at any time, but especially during the blessed times like after prayers, on Friday, or during the night.
Virtues & Benefits
This dua is incredibly comprehensive. It asks for refuge from emotional distress (distress and sorrow), practical limitations (incapacity and laziness), character flaws (cowardice and stinginess), and external pressures (debt and being overcome by others). By reciting it, a believer seeks Allah's safeguard against the very roots of struggle and suffering, both internal and external. It's a manifestation of reliance on Allah (tawakkul) when facing difficulties.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhl, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal." (Translation: O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overwhelming of debt and the subjugation of men.)