اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with what You have permitted, instead of what You have forbidden, and make me independent by Your grace, instead of needing anyone else.
Allahumma akfini bihalalika 'an haramika, wa aghnini bifadlika 'amman siwak.
When to Read
This dua is particularly potent when facing financial hardship, especially when the debt was incurred for a necessary or promised obligation. Recite it regularly, after every prayer, or at any time you feel overwhelmed by debt. It’s a plea for Allah’s provision and sufficiency.
How to Read
Recite this dua with sincere intention and complete reliance on Allah. It is best recited after completing your obligatory prayers (Fardh). Maintain a state of purity (wudu) if possible. Reflect on the meaning of the words and truly believe that Allah is the only one who can relieve your hardship and fulfill your needs.
Virtues & Benefits
This beautiful dua encapsulates a comprehensive request for financial well-being. It asks Allah to provide lawful means (halal) to meet our needs, thus protecting us from resorting to unlawful (haram) sources. It also implores Allah to make us self-sufficient through His bounty, freeing us from dependence on creation. The Prophet Muhammad ﷺ taught this dua to his companion Ali (may Allah be pleased with him) when he was in debt, indicating its specific efficacy for such situations. Al-Tirmidhi states that this hadith is Hasan.
Source & Authentication
The Prophet Muhammad ﷺ once said to Ali (may Allah be pleased with him): 'O Ali, say: O Allah, I ask You for guidance, piety, chastity, and wealth.' Another narration states that the Prophet Muhammad ﷺ taught him this dua: 'O Allah, suffice me with what You have permitted, instead of what You have forbidden, and make me independent by Your grace, instead of needing anyone else.' (Sunan At-Tirmidhi 3563).