اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَالْعَجْزِ وَالْكَسَلِ وَالْبُخْلِ وَالْجُبْنِ وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ
O Allah, I seek refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts, and from being overpowered by men.
Allahumma inni a'udhu bika minal-hammi wal-ḥazani wal-'ajzi wal-kasali wal-bukhli wal-jubni wa ḍala'id-dayni wa ghalabatir-rijal.
When to Read
This comprehensive dua was frequently recited by the Prophet Muhammad ﷺ. It is particularly beneficial when you feel overwhelmed, anxious, or burdened by financial difficulties. If you are struggling with debt, or feel pressured and coerced by others in any situation, reciting this dua offers profound solace and protection. Make it a regular part of your daily remembrance, especially in the mornings and evenings, or after your prescribed prayers.
How to Read
Recite this dua with a sincere heart, understanding its profound meanings. As you pronounce each phrase, reflect on the specific afflictions you are seeking refuge from and strengthen your conviction in Allah's power to grant protection and ease. Raising your hands during dua is a beautiful sunnah, further signifying your complete reliance and humility before Allah.
Virtues & Benefits
This powerful dua provides holistic protection by seeking refuge from eight major challenges that can affect a believer's life: 1. **Anxiety (Al-Hamm) and Sorrow (Al-Hazn):** Protection from future worries and past regrets, bringing inner peace. 2. **Weakness (Al-'Ajz) and Laziness (Al-Kasal):** Safeguards against physical or mental incapacitation that prevents us from fulfilling our duties and performing good deeds. 3. **Miserliness (Al-Bukhl) and Cowardice (Al-Jubn):** Cleanses the heart from these detrimental character flaws, encouraging generosity and courage in upholding truth. 4. **The Burden of Debts (Dala'id-Dayn):** This is crucial for financial well-being. The Prophet ﷺ explicitly sought refuge from debt's overwhelming pressure, which can consume a person's thoughts and even impact their religious practice. This directly addresses protection from any burdensome debt, including that incurred through unfortunate circumstances like compulsion. 5. **Being Overpowered by Men (Ghalabatir-Rijal):** This phrase encompasses protection from oppression, domination, or coercion by others. It covers situations where you might feel helpless or forced into difficult circumstances, offering a shield against human aggression or undue pressure. Reciting this invokes Allah's divine intervention against those who seek to unjustly control or harm you. By consistently reciting this dua, you place your trust entirely in Allah, affirming His ultimate sovereignty and your absolute dependence on Him for all forms of protection and relief.
Source & Authentication
Narrated Anas bin Malik: The Prophet ﷺ used to say, "O Allah, I seek refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being overpowered by men."