اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your grace, so that I do not need to ask anyone other than You.
Allahumma-kfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwaka
When to Read
This powerful dua is particularly relevant when facing financial hardship, especially when your husband is burdened by debt. It's a plea for Allah's help to steer clear of unlawful means and to be content with His generous provision. You can recite it during times of stress, after prayers, or as a regular supplication for financial well-being and security for your family.
How to Read
Recite this dua with sincere intention and full conviction in Allah's power. Maintain a state of purity (wudu) if possible. Raise your hands in supplication as you make dua. It's beneficial to repeat it multiple times, reflecting on its meaning and asking Allah to grant you and your husband ease from debt and a blessed livelihood.
Virtues & Benefits
This dua seeks protection from unlawful earnings and dependence on others, which are significant blessings. By asking Allah to suffice you with His halal provision, you are essentially asking for wealth that is pleasing to Him, free from any suspicion or ill-gotten gains. This contentment and reliance on Allah (tawakkul) is a source of immense peace and security, alleviating the anxiety that often accompanies debt.
Source & Authentication
Ali (may Allah be pleased with him) said: A man came to the Prophet (peace be upon him) and complained about the abundance of his debts. The Prophet (peace be upon him) said: "Shall I not teach you words that, if you say them, Allah will remove your debts, even if they were as much as Mount Uhud?" He said: "Yes, teach me." He (the Prophet) said: "Say: Allahumma-kfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwaka." (O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your grace, so that I do not need to ask anyone other than You.)