اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me by Your grace, so that I may not need anyone but You.
Allahumma akfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwaka
When to Read
Recite this dua regularly, especially when facing financial difficulties, struggling with debt, or feeling overwhelmed by financial obligations. It's particularly beneficial to recite it after obligatory prayers (Salah) or during times of sincere supplication (like the last third of the night).
How to Read
Recite with sincerity and conviction, believing in Allah's ability to provide. Raise your hands in supplication as is the Sunnah. Ensure you are making an effort to improve your financial situation through lawful means as well.
Virtues & Benefits
This dua is a comprehensive supplication that seeks Allah's provision through permissible means and contentment with His decree, freeing one from reliance on others. It directly addresses the core issue of needing sustenance and protection from unlawful sources, which can lead to debt. It also asks for richness through Allah's bounty, fostering gratitude and independence.
Source & Authentication
It was narrated from Ali (may Allah be pleased with him) that a Mubaatib (a slave who has made a contract to free himself for a payment) came to him and said: 'I am unable to pay off my written [freedom agreement], so help me.' He (Ali) said: 'Shall I not teach you words that the Messenger of Allah (ﷺ) taught you, and if you have a debt like the mountain of Sir, Allah will pay it off for you?' He said: 'Yes, say: O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me by Your grace, so that I may not need anyone but You.'