اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me by Your grace, so that I may not need anyone other than You.
Allahummakfini bihalalika 'an haramika, wa aghnini bifadlika 'amman siwak
When to Read
This powerful dua is especially poignant when facing overwhelming debt and the added stress of legal disputes. Recite it during times of severe financial hardship, particularly when you feel trapped by lawsuits or legal battles related to your debts. It's a plea to Allah for relief and a way to redirect your reliance from worldly means to the Ultimate Provider. Make it a regular practice when you wake up, after every prayer, or at any moment you feel the weight of your financial situation pressing down.
How to Read
Recite this dua with sincerity and deep conviction, focusing on the meaning of the words. Understand that you are seeking Allah's help to meet your needs through permissible means and to be independent of anyone else. Raise your hands in supplication, as is the practice when making dua, and implore Allah with a humble heart. Imagine Allah's immense bounty and His ability to resolve situations that seem impossible to us. Be patient and persistent, as Allah loves those who are constant in their supplication.
Virtues & Benefits
This dua directly asks Allah to fulfill our needs through lawful means, protecting us from resorting to unlawful or questionable income when in financial distress. It also seeks independence from reliance on creation, a state of contentment and dignity that comes from realizing Allah is the true Source of all provision. For someone facing legal battles over debt, this dua offers immense psychological relief by shifting focus from the stressful external situation to the internal reliance on Allah's boundless mercy and power to resolve difficulties.
Source & Authentication
The hadith mentions that the Prophet Muhammad ﷺ taught this dua to Ali ibn Abi Talib (may Allah be pleased with him) when he asked for something to help him pay off his debts. Ali (may Allah be pleased with him) said: 'I asked the Messenger of Allah ﷺ to teach me words to say when I ask Allah about my debts. He said: 'Say: O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me by Your grace, so that I may not need anyone other than You.' (Sunan al-Tirmidhi 3563)