اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your bounty, so that I may not need anyone but You.
Allahumma kfini bihalalika 'an haramik, wa aghnini bifadlika 'amman siwak.
When to Read
This powerful dua is recommended to be recited immediately after receiving a loan, or whenever one feels the weight of debt. It's a prayer for Allah to make the repayment easy and to bless the provision so that one does not fall into further debt or hardship.
How to Read
Recite this dua with sincerity and conviction, facing the Qiblah if possible. Raise your hands slightly as you make the supplication, as is the Sunnah when making dua. Understand the meaning of the words and ask Allah wholeheartedly for His help in managing your financial obligations and for His continuous blessings.
Virtues & Benefits
This dua seeks Allah's protection from unlawful means of gaining wealth and His provision through lawful channels. It's a profound request for financial independence through Allah's grace, acknowledging that true richness comes from Him alone. By reciting this, we affirm our reliance on Allah and seek His help in navigating financial challenges, hoping for ease in repayment and blessings in our sustenance.
Source & Authentication
‘Ali (may Allah be pleased with him) reported that a man who had a contract of writing (to free a slave) came to him and said: 'I am unable to pay off my contract, so help me.' He ('Ali) said: 'Shall I not teach you words that the Messenger of Allah (ﷺ) taught me? And if you have a debt like Mount Sir, Allah would pay it off for you. He said: 'O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your bounty, so that I may not need anyone but You.'