اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your grace, so that I may not need anyone other than You.
Allahummakfini bihalalika 'an haramik, wa aghnini bifadlika 'amman siwak
When to Read
This is a profoundly beautiful dua taught by the Prophet Muhammad ﷺ for seeking Allah's help in all matters, including financial hardship and the resolution of debts. Recite it regularly, especially during times of financial strain, when facing disputes over debt, or when you feel overwhelmed by obligations. Make it a consistent part of your daily supplications.
How to Read
Recite this dua with sincere intention and absolute reliance on Allah. Raise your hands in supplication as you would for other duas. Believe that Allah is the ultimate provider and resolver of all difficulties. Be mindful of your dealings with others, acting justly and transparently, as this dua complements righteous action.
Virtues & Benefits
This dua directly asks Allah to provide sustenance that is lawful and pure, protecting us from falling into forbidden or questionable means of income. It also seeks a richness from Allah's bounty that makes us independent of any need for creation, fostering contentment and trust in the Creator. For debt disputes, it invokes Allah's guidance and wisdom to find a resolution that is fair and brings peace, acknowledging that ultimate resolution comes from Him.
Source & Authentication
Narrated by Ali ibn Abi Talib (may Allah be pleased with him): A man came to the Prophet Muhammad ﷺ and said, 'O Messenger of Allah, I cannot afford to pay off my debt, so help me.' He ﷺ replied, 'Shall I teach you words that if you say them, Allah would pay off your debt for you, even if it were as large as Mount Uhud?' The man said, 'Yes.' The Prophet ﷺ said, 'Say: Allahummakfini bihalalika 'an haramik, wa aghnini bifadlika 'amman siwak.' (O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me with Your grace, so that I may not need anyone other than You.)