اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from anxiety and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the subduing of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabad-dayni wa qahrir-rijal.
When to Read
When facing overwhelming business challenges, financial strain, or a sense of helplessness in your professional life. Recite this dua at the beginning of your day, during moments of intense worry, or whenever you feel the weight of responsibility pressing down.
How to Read
Recite with sincerity and conviction, picturing your specific business worries. Raise your hands, as is customary when making supplication, and direct your plea solely to Allah. Believe that He is the ultimate controller of all affairs and the only one who can truly alleviate your distress. Repeat this dua regularly, especially during times of crisis.
Virtues & Benefits
This comprehensive dua addresses key areas that can cripple a business and an individual: anxiety and sorrow stemming from uncertainty, the inability to act (incapacity) or lack of motivation (laziness) which hinders problem-solving, the fear (cowardice) that prevents bold decisions, and the pressure of debt and being overwhelmed by others, whether clients, competitors, or circumstances. By seeking refuge in Allah from these, we acknowledge our dependence on Him and activate His support.
Source & Authentication
The Prophet Muhammad (peace be upon him) used to supplicate: 'Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabad-dayni wa qahrir-rijal.' (O Allah, I seek refuge in You from anxiety and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the subduing of men.)