اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الهَمِّ وَالحَزَنِ، وَأَعُوذُ بِكَ مِنَ العَجْزِ وَالكَسَلِ، وَأَعُوذُ بِكَ مِنَ الجُبْنِ وَالبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهَرِ الرِّجَالِ
"O Allah, I take refuge in You from worry and grief, and I take refuge in You from helplessness and laziness, and I take refuge in You from cowardice and stinginess, and I take refuge in You from the overwhelming of debt and the subjugation of men."
Allahumma inni a'udhu bika minal hammi wal hazan, wa a'udhu bika minal 'ajzi wal kasal, wa a'udhu bika minal jubni wal bukhl, wa a'udhu bika min ghalabatid dayni wa qaharrir rijal.
When to Read
This is a powerful supplication to recite whenever you feel the weight of the world on your shoulders. Whether it's personal anxieties, family worries, financial burdens, or the general sadness that can creep into life, this dua is a shield against those feelings. It's particularly beneficial to recite it in the morning and evening, as this is a recommended time for seeking Allah's protection.
How to Read
Recite this dua with sincerity and conviction, picturing each aspect of worry, grief, helplessness, laziness, cowardice, stinginess, debt, and oppression being lifted away by Allah's power. Raise your hands as you supplicate, as this is a sign of earnestness. Understand that you are not just uttering words; you are actively seeking refuge in the Most Powerful and Merciful Creator, acknowledging your own limitations and His infinite ability to help.
Virtues & Benefits
This dua encompasses seeking protection from some of the most common and debilitating emotional and practical burdens in life. By seeking refuge in Allah from worry (hamm) and grief (hazan), we are asking for His divine intervention to ease our hearts and minds. Protection from helplessness ('ajz) and laziness (kasal) helps us to be more proactive and effective in our lives. Seeking refuge from cowardice (jubn) and stinginess (buhl) strengthens our character, making us braver and more generous. Finally, asking for protection from overwhelming debt (ghalabatid dayn) and the subjugation of men (qaharrir rijal) is a plea for financial freedom and respect, saving us from immense hardship and humiliation. The Prophet Muhammad ﷺ taught this dua to his companion Abu Bakr (may Allah be pleased with him), signifying its importance.
Source & Authentication
The mother of the faithful 'Aishah (may Allah be pleased with her) reported that the Prophet Muhammad ﷺ used to supplicate: 'Allahumma inni a'udhu bika minal hammi wal hazan, wa a'udhu bika minal 'ajzi wal kasal, wa a'udhu bika minal jubni wal bukhl, wa a'udhu bika min ghalabatid dayni wa qaharrir rijal.' (O Allah, I take refuge in You from worry and grief. I take refuge in You from helplessness and laziness. I take refuge in You from cowardice and stinginess. I take refuge in You from the overwhelming of debt and the subjugation of men.) - Sahih al-Bukhari 5425