اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ.
O Allah, I seek refuge in You from distress and sorrow, I seek refuge in You from incapacity and laziness, I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the overwhelming of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabad-dayni wa qahrir-rijal.
When to Read
This powerful supplication is for those moments when you feel overwhelmed by worries, a sense of futility, or the heavy weight of life's uncertainties. Recite it when anxiety begins to cloud your mind, or when you feel a loss of direction or purpose, which can often fuel existential dread. It's particularly beneficial when you wake up feeling troubled or before you sleep when the mind tends to wander.
How to Read
Recite this dua with sincerity and conviction, focusing on the meaning of each phrase. Raise your hands as you would during supplication, and imagine seeking direct refuge with Allah. It is recommended to say it when you are in a state of purity (wudu), though it is permissible at other times as well. Make a firm intention to truly rely on Allah for solace and strength.
Virtues & Benefits
This dua is a comprehensive shield against deeply troubling states of mind and external pressures. By seeking refuge in Allah, you are acknowledging His ultimate power to relieve distress, provide motivation, instill courage, and protect you from financial burdens and the mistreatment by others. It is a practical means to shift focus from perceived helplessness to the boundless ability and mercy of Allah, bringing a profound sense of peace and control back into your life.
Source & Authentication
Narrated Anas: The Prophet (ﷺ) used to say, "O Allah, I seek refuge in You from worry and grief. I seek refuge in You from incapacity and laziness. I seek refuge in You from cowardice and stinginess. I seek refuge in You from the overwhelming burden of debt and the overpowering of men." (Sahih al-Bukhari 7393).