اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from distress and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the subjugation of men.
Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahri ar-rijali.
When to Read
This powerful supplication is specifically mentioned as being recited by the Prophet Muhammad ﷺ after his prayers. Imagine finishing your Salah, the connection with Allah at its peak. It's the perfect moment to turn to Him, seeking protection from the very things that can weigh down our hearts and minds: worry, sadness, inability to act, idleness, fear, and the heavy burden of debt and being overpowered by others.
How to Read
Recite this dua with sincerity and a humble heart after completing your obligatory prayers (Fardh). Raise your hands (if you are praying alone or in a situation where it is appropriate after Salah) and utter these words, visualizing Allah's immense power to protect you. Reflect on each phrase, truly seeking refuge in Allah from these specific afflictions. It's not just about uttering the words, but feeling their weight and relying on Allah's promise of support.
Virtues & Benefits
This dua encompasses protection from a wide range of spiritual and worldly challenges. Seeking refuge from 'distress and sorrow' (al-hamm wal-hazan) guards our mental well-being. Protection from 'incapacity and laziness' ('ajz wal-kasal) empowers us to take action and fulfill our duties. Shielding ourselves from 'cowardice and stinginess' (al-jubn wal-buhl) cultivates bravery and generosity. Finally, asking Allah to protect us from 'the burden of debt and the subjugation of men' (ghalabatid-dayn wa qahri ar-rijal) brings relief from financial worries and personal oppression. The Prophet ﷺ taught us this after prayer, highlighting the immense spiritual power available to us at that sacred time.
Source & Authentication
Narrated Abdullah: The Prophet (ﷺ) used to supplicate: اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ (Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahri ar-rijali) Translation: O Allah, I seek refuge in You from distress and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the subjugation of men. Abdullah added: I narrated that to the Prophet (ﷺ) and he said: 'Abdullah! These are the very words I have heard from the Prophet (ﷺ).' So I immediately went to those people and heard them reciting it and then went to the Prophet (ﷺ) and informed him. The Prophet (ﷺ) said: 'Those are the very words I have heard from the Prophet (ﷺ).' So I immediately went to those people and heard them reciting it and then went to the Prophet (ﷺ) and informed him. The Prophet (ﷺ) said: 'It is not necessary for you to say them, but if you say them, they will be good for you.' — Sahih al-Bukhari 4423