اللَّهُمَّ إِنِّي أَسْأَلُكَ الْهُدَى وَالتُّقَى وَالْعَفَافَ وَالْغِنَى.
O Allah, I ask You for guidance, piety, chastity, and self-sufficiency.
Allahumma inni as'alukal-huda wat-tuqa wal-'afafa wal-ghina.
When to Read
This powerful dua is recommended to be recited after finishing the obligatory prayers (salat). It's a perfect moment when your heart is softened and you are turning to Allah for your needs, immediately following your conversation with Him.
How to Read
Recite this dua with sincerity and earnestness after you have completed your prayer and said the concluding tasleem (e.g., 'Assalamu alaykum wa rahmatullah'). Focus on the meaning of each request: guidance in all your affairs, the awareness of Allah (taqwa), purity from sins (chastity), and contentment with what Allah has provided (self-sufficiency).
Virtues & Benefits
This dua encapsulates comprehensive requests for a Muslim's well-being in this life and the next. Asking for guidance (Huda) means seeking the right path in belief and action. Taqwa is the consciousness of Allah which prevents us from sin. 'Afaf (chastity/abstinence) refers to guarding oneself from what is unlawful, whether in terms of desires or forbidden sustenance. Ghina (self-sufficiency/contentment) is a state of inner richness, being satisfied with Allah's decree and not being dependent on people.
Source & Authentication
It was narrated from 'Abdullah that the Prophet (peace be upon him) used to supplicate: 'O Allah, I ask You for guidance, piety, chastity, and self-sufficiency.'