اللَّهُمَّ رَبَّ السَّمَاوَاتِ وَرَبَّ الأَرْضِ، رَبَّنَا وَرَبَّ كُلِّ شَيْءٍ، فَالِقَ الْحَبِّ وَالنَّوَى، وَمُنْزِلَ التَّوْرَاةِ وَالإِنْجِيلِ وَالْفُرْقَانِ، أَعُوذُ بِكَ مِنْ شَرِّ كُلِّ شَيْءٍ أَنْتَ آخِذٌ بِنَاصِيَتِهِ، اللَّهُمَّ أَنْتَ الأَوَّلُ فَلَيْسَ قَبْلَكَ شَيْءٌ، وَأَنْتَ الآخِرُ فَلَيْسَ بَعْدَكَ شَيْءٌ، وَأَنْتَ الظَّاهِرُ فَلَيْسَ فَوْقَكَ شَيْءٌ، وَأَنْتَ الْبَاطِنُ فَلَيْسَ دُونَكَ شَيْءٌ، اقْضِ عَنَّا دَيْنَناَ وَأَغْنِنَا مِنَ الْفَقْرِ
O Allah, Lord of the heavens and Lord of the earth, our Lord and the Lord of all things, the Cleaver of the grain and the date-stone, the Revealer of the Torah, the Gospel, and the Qur'an. I seek refuge in You from the evil of every creature that You are seizing by its forelock. O Allah, You are the First, so there is nothing before You; You are the Last, so there is nothing after You; You are the Most显 (az-Zahir), so there is nothing above You; You are the Most Hidden (al-Batin), so there is nothing nearer than You. Discharge our debt and make us free from want.
Allahumma Rabba as-samawati wa Rabba al-ard, Rabbana wa Rabba kulli shay', Faliq al-habbi wa an-nawa, wa Munzil at-Tawrati wal-Injili wal-Furqan, a'udhu bika min sharri kulli shay'in anta akhidhun bi-nasiyatihi. Allahumma anta al-Awwalu falaysa qablaka shay', wa anta al-Akhiru falaysa ba'daka shay', wa anta adh-Dhahiru falaysa fawqaka shay', wa anta al-Batinu falaysa duna ka shay', iqdi 'anna daynana wa aghnina min al-faqr.
When to Read
This comprehensive dua, seeking refuge with Allah and asking for His provision and freedom from debt, can be a profound source of comfort for anyone struggling with distress, anxiety, or mental and emotional burdens. Recite it during times of difficulty, before sleep, or as part of your daily remembrance (dhikr) to feel closer to Allah and to remind yourself of His infinite power and mercy.
How to Read
The Prophet Muhammad ﷺ taught this dua to his companions. It's best recited with sincere intention and a heart full of reliance on Allah. Raise your hands in supplication if possible, face the Qiblah, and utter the words with clarity and contemplation. Understanding the meaning of each phrase, especially seeking refuge in Allah from all evil and acknowledging His sole dominion, deepens the connection.
Virtues & Benefits
This dua encompasses seeking Allah's protection from all perceived and unperceived evils. By acknowledging Allah as the Lord of everything and the One who controls all affairs, it instills a deep sense of trust (tawakkul). The request to be freed from debt and want is not just material; it can also signify freedom from overwhelming burdens, anxieties, and the weight of worries that trouble the mind and soul. It's a powerful reminder of Allah's all-encompassing knowledge and power, offering solace to the distressed.
Source & Authentication
It was narrated from Ali (may Allah be pleased with him) that a man came to the Prophet ﷺ and said: 'O Messenger of Allah, my wealth has become scarce and my affairs have become complicated. He said: Do you want me to teach you words that, if you utter them, Allah will remove your worries and complexities and pay off your debt?' He said: 'Yes.' He said: Say in the morning and in the evening: O Allah, Lord of the heavens and Lord of the earth, our Lord and the Lord of all things, the Cleaver of the grain and the date-stone, and the Revealer of the Torah, the Gospel and the Qur'an, I seek refuge in You from the evil of every creature that You are seizing by its forelock. O Allah, You are the First, so there is nothing before You; You are the Last, so there is nothing after You; You are the Most显 (az-Zahir), so there is nothing above You; You are the Most Hidden (al-Batin), so there is nothing nearer than You. Discharge our debt and make us free from want.' He said: 'So I did that, and Allah removed my worries and paid off my debt.'