اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجَاءَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الْقَبْرِ، وَفِتْنَةِ جَهَنَّمَ، وَشَرِّ فِتْنَةِ الْغِنَى، وَشَرِّ فِتْنَةِ الْفَقْرِ، وَأَعُوذُ بِكَ مِنْ شَرِّ فِتْنَةِ الدِّينِ.
O Allah, I seek refuge in You from the demise of Your blessings, the change of Your protection, the suddenness of Your punishment, and all that You are displeased with. I seek refuge in You from the trial of the grave, and the trial of the Hellfire, and the evil of the trial of wealth, and the evil of the trial of poverty, and I seek refuge in You from the evil of the trial of debt.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik, wa a'udhu bika min fitnatil-qabr, wa fitnatil-Jahannam, wa sharri fitnatil-ghina, wa sharri fitnatil-faqr, wa a'udhu bika min sharri fitnatid-din.
When to Read
This is a comprehensive dua that can be recited at any time, but it's particularly potent when seeking protection from overwhelming worldly desires and anxieties. Recite it after your obligatory prayers (Salah) as part of your daily remembrance (Dhikr) or whenever you feel the grip of Dunya's allure becoming too strong. It's a shield against the subtle and overt ways the world can distract us from our purpose.
How to Read
Utter this dua with sincerity and a humble heart, raising your hands as you would during supplication. Understand the meanings of each phrase as you recite it. It's recommended to seek refuge in Allah from these trials both individually and as part of your regular supplications.
Virtues & Benefits
This profound dua encompasses seeking refuge from the transient nature of worldly blessings and the potential for Allah's displeasure. It guards against the unseen trials of the grave and Hellfire. Crucially, it addresses the duality of worldly wealth and poverty, acknowledging that both can become trials. Seeking protection from the 'evil of the trial of debt' is also a significant aspect, as debt can weigh heavily on the mind and spirit, leading to stress and distraction from one's deen. By reciting this, you are actively asking Allah to safeguard your faith and your connection with Him amidst the constant pull of Dunya.
Source & Authentication
Narrated Abu Hurairah (may Allah be pleased with him): The Messenger of Allah (peace be upon him) used to invoke Allah with these words: 'Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa fuja'ati niqmatik, wa jami'i sakhatik. A'udhu bika min fitnatil-qabr, wa fitnatil-Jahannam, wa sharri fitnatil-ghina, wa sharri fitnatil-faqr, wa a'udhu bika min sharri fitnatid-din.' (O Allah, I seek refuge in You from the demise of Your blessings, the change of Your protection, the suddenness of Your punishment, and all that You are displeased with. I seek refuge in You from the trial of the grave, and the trial of the Hellfire, and the evil of the trial of wealth, and the evil of the trial of poverty, and I seek refuge in You from the evil of the trial of debt.)