اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ زَوَالِ نِعْمَتِكَ، وَتَحَوُّلِ عَافِيَتِكَ، وَفُجَاءَةِ نِقْمَتِكَ، وَجَمِيعِ سَخَطِكَ، اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْهَمِّ وَالْحَزَنِ، وَأَعُوذُ بِكَ مِنْ الْعَجْزِ وَالْكَسَلِ، وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَالْبُخْلِ، وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
O Allah, I seek refuge in You from the demise of Your blessings, and the change of Your protection, and the suddenness of Your punishment, and all that You are displeased with. O Allah, I seek refuge in You from worry and sorrow. I seek refuge in You from helplessness and laziness. I seek refuge in You from cowardice and miserliness. And I seek refuge in You from the overpowering of debt and the domination of men.
Allahumma inni a'udhu bika min zawali ni'matik, wa tahawwuli 'afiyatik, wa faja'ati niqmatik, wa jami'i sakhatik. Allahumma inni a'udhu bika minal-hammi wal-hazani, wa a'udhu bika minal-'ajzi wal-kasali, wa a'udhu bika minal-jubni wal-bukhli, wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal.
When to Read
This dua is comprehensive and can be recited at any time. It's particularly beneficial when you feel overwhelmed by external pressures, judgmental attitudes, or the weight of societal expectations. Reciting it in the morning and evening, as is the Sunnah for many protective duas, can provide a shield throughout your day.
How to Read
Recite this dua with sincere conviction, visualizing Allah's protection enveloping you. Understand the meaning of each phrase and connect with the gravity of seeking refuge in the Almighty from specific worldly and emotional difficulties. It's best recited after the obligatory prayers or during times of personal supplication.
Virtues & Benefits
This powerful supplication taught by the Prophet Muhammad ﷺ covers a vast range of protections. Specifically, the part 'wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal' (and I seek refuge in You from the overpowering of debt and the domination of men) is directly relevant to escaping situations where individuals might feel controlled, judged, or oppressed by the prevailing societal norms or the opinions of others. It's a plea for liberation from the burdens that external scrutiny and pressure can impose on our well-being and peace of mind.
Source & Authentication
It was narrated from Abu Hurairah that the Messenger of Allah (ﷺ) used to seek refuge with Allah from hardship, misfortune, evil fate, and the malicious joy of enemies. He used to seek refuge with Allah from the overpowering of debt and the domination of men. (Sahih Muslim 4883)