اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
O Allah, suffice me with Your lawful provision instead of Your unlawful provision, and enrich me by Your grace, so that I may not need to ask of anyone other than You.
Allahummakfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwak
When to Read
Recite this dua frequently when facing overwhelming debt, especially when the threat of imprisonment looms. It is particularly potent when you are experiencing distress and feel that your options are limited.
How to Read
Recite this dua with sincere belief and conviction in Allah's ability to provide. Raise your hands in supplication as the Prophet Muhammad ﷺ taught us for dua. Ensure you are in a state of purity (wudu) if possible, though the urgency of the situation allows for it even if not. Focus on the meaning and feel the reliance on Allah.
Virtues & Benefits
This dua is a profound expression of Tawakkul (reliance on Allah). It directly asks Allah to fulfill our needs through lawful means, protecting us from unlawful earnings or actions driven by desperation. The Prophet Muhammad ﷺ himself taught this dua to his companion Ali ibn Abi Talib (may Allah be pleased with him) when he was indebted, highlighting its efficacy in seeking relief from debt and financial hardship. It fosters contentment and protects one from the humiliation of asking from creation.
Source & Authentication
Narrated Ali ibn Abi Talib (may Allah be pleased with him): The Prophet Muhammad ﷺ taught me these words and commanded me to recite them and to teach them to my household and my neighbors. He said: 'Indeed, if a debt were to fill the land of 'Akk as far as 'Amman, Allah would suffice it for you.' اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ *Allahummakfini bihalalika 'an haramika wa aghnini bifadlika 'amman siwak.*